Drewberry™ provide pensions, investment and insurance advice for Money to the Masses readers throughout the UK.

Aviva Insurance

Aviva Health Insurance

Healthier Solutions

Policy Terms PDF Hospitals PDF Key facts PDF

Founded

1797

Company Type

Public Limited Company

Company Overview

Aviva was created by a merger of Norwich Union and CGU plc and is now the world’s sixth largest insurer serving around 44.5 million customers in 28 countries worldwide. It is a market leader in both health insurance and life and pensions in the UK.

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Level of Cover
Excess
Date of Birth

 

 

Aviva Overview

Aviva’s private medical insurance (PMI), Healthier Solutions, is a modular comprehensive medical insurance product that includes a no claims discount. Additional cover options can be selected to enhance or downgrade the cover as required.

 

Healthier Solutions is a modular product with option to add/remove cover such as outpatient treatment, therapies, psychiatric treatment and dental & optical benefits.

 

Healthier Solutions covers cancer treatment in full as standard.

 

Aviva’s Key Hospital List provides nationwide coverage with the option to extend or limit the coverage depending on personal requirements.

 

Aviva provides a range of underwriting options including full medical underwriting, moratorium and switching with continued personal medical exclusions (CPME).

 

In-Patient & Day-Patient Treatment

Most UK health insurance plans provide cover which builds on basic inpatient treatment cover providing more outpatient treatment cover and additional benefits as the policy becomes more comprehensive. Below is an overview of the key areas of cover on Aviva’s Healthier Solution plan.

   In-Patient & Day-Patient Core Cover

Hospital Charges

 

Covered in Full

Specialist Fees

 

Covered in Full

Diagnostic Tests

 

Covered in Full

Radiotherapy/Chemotherapy

 

Covered in Full

 

 

Out-patient Treatment

A patient who attends a hospital, consulting room or outpatient clinic and is not admitted as a day patient or in-patient.
Outpatient Treatment Cover

Specialist Consultations

 

Optional
Full Cover / £1,000 per year / £500 per year / No Cover

Diagnostics Tests

 

Optional
Full Cover / £1,000 per year / £500 per year / No Cover

MRI/CT/PET Scans

 

Covered in Full

A summary of all options which can either help to reduce your monthly premium or be included in the policy for an additional premium.
Core Policy Options

Excess

 

Optional
£0 / £100 / £200 / £500 / £1,000

Alternative Therapies

 

Covered in Full
Specialist referred physiotherapy/osteopathy/chiropractic treatment

Optional
10 sessions of GP referred treatment

Psychiatric Treatment

 

Outpatient Psychiatric Treatment
Up to £2000

Optional
28 Days inpatient/day-patient accommodation and nursing

Dental & Optical

 

Optional
Health Cash Benefit
Routine Dental Treatment (£300)
Optical Benefit (£200)
Accidental Death Injury (£600)

A summary of the ancillary benefits which are included in the policy as standard, this list also includes any benefits we have come to expect which are not included.
Additional Benefits

NHS Cash Benefits

 

£100 per night

Private Ambulance

 

Covered in Full

Home Nursing

 

Covered in Full
Following in-patient or day-patient treatment that is covered by the policy or on specialist recommendation.

Emergency Overseas Cover

 

Up to 90 Days
Limited emergency treatment when temporarily abroad.

GP Helpline

 

Covered in Full

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Got any questions?

Let us help you find a private medical insurance plan that suits your needs by either completing a health insurance quote online or calling us on 0208 432 7333 to speak with our experts.

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