I have a Health Insurance plan through work and it says it has a 6 week wait option. What does this actually mean?
The 6 week wait option is one of a number of ways you can reduce your health insurance premiums.
Opting for the 6 week wait simply means that should you require treatment and the NHS waiting list for that treatment is less than 6 weeks you would use the NHS to receive your treatment.
Should the NHS waiting list for treatment you require be longer than 6 weeks you are eligible to receive your treatment privately straight away.
The 6 week wait option reduces the risk of a claim occurring for the insurer and reduces your premiums accordingly – in some cases premiums can be reduced by as much as a third.
Good interaction between client and advisor. Drew knew his brief; articulated and explained the issues clearly and answered questions fully. This all helped me clarify what I wanted and so we agreed on our action swiftly. I am a very satisfied client. Thank you.