What is the 6 Week Wait Option on My Private Health Insurance?

The 6 week wait option is one of a number of ways you can reduce your health insurance premiums.

Opting for the 6 week wait simply means that should you require inpatient treatment and the NHS waiting list for that treatment is less than 6 weeks you would use the NHS to receive your treatment.

Should the NHS inpatient waiting list for treatment you require be longer than 6 weeks you are eligible to receive your treatment privately straight away.

The 6 week wait option reduces the risk of a claim occurring for the insurer and reduces your premiums accordingly — in some cases premiums can be reduced by as much as a third.