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What is the 6 Week Wait Option on My Private Health Insurance?

I have a Health Insurance plan through work and it says it has a 6 week wait option. What does this actually mean?

Question asked by Mike Thomas

The 6 week wait option is one of a number of ways you can reduce your health insurance premiums.

Opting for the 6 week wait simply means that should you require treatment and the NHS waiting list for that treatment is less than 6 weeks you would use the NHS to receive your treatment.

Should the NHS waiting list for treatment you require be longer than 6 weeks you are eligible to receive your treatment privately straight away.

The 6 week wait option reduces the risk of a claim occurring for the insurer and reduces your premiums accordingly – in some cases premiums can be reduced by as much as a third.

Good interaction between client and advisor. Drew knew his brief; articulated and explained the issues clearly and answered questions fully. This all helped me clarify what I wanted and so we agreed on our action swiftly. I am a very satisfied client. Thank you.

Ronald Lofkin
25/07/2019
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