As with most things in the insurance world this varies wildly from insurer to insurer.
Some insurers do place a maximum age limit on starting a new policy, a handful of which set it as low as age 65. However many insurers now allow new joiners up to age 75 and some have no restriction on the age at which you can start a new plan.
If you do review the market when leaving your group scheme there are a number of points to consider including potential medical exclusions, the level of cover you’ll require and which insurer best fits your needs.
Should you wish to discuss further please do not hesitate to give us a call and we will be able to point you in the right direction – we’re available on 02074425880.