Is there a maximum age limit when taking out private health insurance?

I have been on a group scheme most of my working life and am now getting close to retirement. I was wondering whether there was a maximum age limit to set-up an individual plan for when I leave my company scheme?

Question asked by George Jackson
Compare Top 10 UK
 Health
Insurers
 
Takes approx. 60 seconds
Level of Cover
Excess
Date of Birth

Answered by Tom Conner

As with most things in the insurance world this varies wildly from insurer to insurer, some insurers do place a maximum age limit on starting a new policy which can be as low as age 65. However there are only a handful who have a maximum age limit as low as 65 with many insurers now allowing new joiners up to age 75 and some having no restriction on the age at which you can start a new plan.

Continuation option on business health insurance scheme

Given you are in an existing company health insurance scheme some insurers offer a continuation option for leavers of a group arrangement to continue the policy as a personal plan. If you do review the market when leaving your group scheme there are a number of points to consider including potential medical exclusions, the level of cover your require and which insurer best fits your needs.

Should you wish to discuss further please do not hesitate to give us a call and we will be able to point you in the right direction.

maximum age limit
 
business health insurance
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Private Medical Insurance Questions

 
I am considering taking out a health insurance policy and wanted to know whether the premiums would...
 
I have been looking to take out private medical insurance and in doing my research I keep coming across...
 
I have an existing health insurance plan however it is coming up to renewal and I would like to see if...
 
If I need to see a physiotherapist will health insurance...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Phil Walker
07/11/2017

Very happy with the advice I received from Jake Beale at Drewberry on my income protection. All sorted in two short easy phone calls.

George Atzemoglou
12/11/2017

Matteo listened carefully to my requirements and came up with an insurance policy that significantly outperformed the best offer I had managed to find in the market. I am impressed by Drewberry and will of course recommend them to many of my friends!

Naomi Scroggins
05/11/2017

Worked with me to get the right solution and was knowledgable and understanding. Felt like I was in very good hands!

We are rated 4.9/5 based on 1273 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1317 Reviews
A
Overall Rating
Jake set up 2 policies for me. The customer service was excellent and he took care of everything.
M
Overall Rating
Very helpful throughout the process!
A
Overall Rating
Rauri helped me to make the right decision and gave me excellent advice. Thank you!
A
Overall Rating
Fast easy end efective
A
Overall Rating
Very pleased with the service from Sam. No pushy sales talk, just good informative and helpful advice.