Is there a maximum age limit when taking out private health insurance?

I have been on a group scheme most of my working life and am now getting close to retirement. I was wondering whether there was a maximum age limit to set-up an individual plan for when I leave my company scheme?

Question asked by George Jackson
Compare Top 10 UK
 Health
Insurers
 
Takes approx. 60 seconds
Level of Cover
Excess
Date of Birth

Answered by Tom Conner

As with most things in the insurance world this varies wildly from insurer to insurer, some insurers do place a maximum age limit on starting a new policy which can be as low as age 65. However there are only a handful who have a maximum age limit as low as 65 with many insurers now allowing new joiners up to age 75 and some having no restriction on the age at which you can start a new plan.

Continuation option on business health insurance scheme

Given you are in an existing company health insurance scheme some insurers offer a continuation option for leavers of a group arrangement to continue the policy as a personal plan. If you do review the market when leaving your group scheme there are a number of points to consider including potential medical exclusions, the level of cover your require and which insurer best fits your needs.

Should you wish to discuss further please do not hesitate to give us a call and we will be able to point you in the right direction.

maximum age limit
 
business health insurance
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Private Medical Insurance Questions

 
I’ve noticed a small amount of tax taken out of my monthly salary for my private health insurance....
 
I go to the gym 3-4 times a week doing mainly aerobic exercise, I live a generally healthy lifestyle...
 
I have been considering health insurance and speaking to friends understand that pre-existing medical...
 
I am considering taking out a health insurance policy and wanted to know whether the premiums would...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
David & Elizabeth Evans
21/09/2017

Excellent service and product Knowledge... Looking forward to working with Matteo Mockler in the years to come.

Samantha Bedo
19/09/2017

Victoria was excellent. Guided us through the whole process and responded to us very quickly. Very pleased.

Daniel Brown
15/09/2017

Jake went through each policy in detail and made sure I was getting the correct one for me.

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1,233 Reviews
S Lewis
Overall Rating
Dealt with complications professionally and kept me informed of progress and status
Anonymous
Overall Rating
Quick and efficient service
Anonymous
Overall Rating
Sam was very friendly, helpful and it was easy to discuss my policy with him. He also took into account what I was looking for and tailored the plan accordingly.
M
Overall Rating
Very helpful advisor, quick and professional service.
Anonymous
Overall Rating
Excellent Service & Product Knowledge... Looking forward to working with Matteo Mockler in the years to come. David & Elizabeth Evans