Cookie Use

Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacycookie policy.

Is There a Maximum Age Limit When Taking Out Private Health Insurance?

I have been on a group scheme most of my working life and am now getting close to retirement. I was wondering whether there was a maximum age limit to set up an individual plan for when I leave my company scheme?

Question asked by George Jackson

As with most things in the insurance world this varies wildly from insurer to insurer.

Some insurers do place a maximum age limit on starting a new policy which can be as low as age 65. However there are only a handful who have a maximum age limit as low as 65 with many insurers now allowing new joiners up to age 75 and some having no restriction on the age at which you can start a new plan.

Continuation option on business health insurance scheme

Given you are in an existing company health insurance scheme some insurers offer a continuation option for leavers of a group arrangement to continue the policy as a personal Health Insurance plan.

If you do review the market when leaving your group scheme there are a number of points to consider including potential medical exclusions, the level of cover your require and which insurer best fits your needs.

Should you wish to discuss further please do not hesitate to give us a call and we will be able to point you in the right direction – we’re available on 02084327333.

Drew was incredibly helpful all the way along and very responsive and patient with any questions I had (which were many). He was able to get me a much better deal on my new health insurance than I had been able to get online. A success all round!

Francesc Sale
07/06/2019
Compare Top 10 UK Insurers
Takes approx. 60 seconds

Or call us on 0208 432 7333

Compare Top UK Insurer Quotes Logos
How much Does Private Medical Insurance Cost?
How much does private medical insurance cost? I am new to being self employed and am looking to replace a number of employee benefits I received through my old employer, private health insurance being one of them. What is the cost of a good private health
If I Take Out Private Health Insurance, Will I Be Able to Use a Private GP?
If I take out private health insurance will I be able to use a Private GP? I am considering taking out health insurance and am unsure to what extent it will cover me, if I needed to see a GP could I go privately?
What is a Good Cheap Health Insurance Plan for Students?
What is a good cheap health insurance plan for students? I have come to the UK to study and as such I am looking for a good all round private health insurance plan that is reasonably inexpensive?
What's the Difference Between Health Insurance and a Health Cash Plan?
What is the difference between private health insurance and health cash plan? I have been looking to take out private medical insurance
Why Should I Get Health Insurance Advice Rather Than Going Direct?
Why should I use a private health insurance broker rather than going to the insurer? I consider myself reasonably competent online...
I am Close to Retirement, Are There Specific Senior Health Insurance Plans?
I am close to retirement, are there specific senior health insurance plans? Now I am closing in on retirement I am reviewing my current situation
Contact Us
Head Office & Pensions and Investments
Millennium Bridge House
2 Lambeth Hill
London
EC4V 4GG
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map
Our Core Principles
  • 1You Come FirstWe are a client focused business who always aim to put you first.
  • 2We are ExpertsTo provide you with the best advice, we need to know our stuff!
  • 3We are HumanWe are real people with feelings who are here to help you.
  • 4We are ProfessionalProviding a 5-star service requires a professional approach to everything we do.
  • 5We are here to EducateWe don't believe in sales, we are here to educate so you can make informed decisions.