Private Health Insurance Explained

All the latest and most frequently asked questions about private health insurance answered by our expert financial advisers.

What is Medical History Disregarded (MHD) in Health Insurance?

I’ve been looking to switch my company’s Business Health Insurance scheme due to some of...

My health insurance premiums have increased, can I change my insurance provider?

My private medical insurance policy has come up for renewal and my premiums have increased. Am I able...

Will my private medical insurance cover me abroad whilst on holiday?

I am looking to take out private medical insurance and I was wondering if this would cover me on holidays...

Will my medical insurance cover me for emergencies?

I am considering taking out a health insurance policy and wanted to know whether it would cover emergencies...

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Will my health insurance premiums rise over time?

I am considering taking out a health insurance policy and wanted to know whether the premiums would...

What is the maximum limit I can claim on my private health insurance?

I am looking to take out private medical insurance and I was wondering if there are any...

Will I have lower health insurance premiums if I exercise?

I go to the gym 3-4 times a week doing mainly aerobic exercise, I live a generally healthy lifestyle...

What is the six week wait option on my private medical insurance?

I have a health insurance plan through work and it says it has a six week wait option, what does this...

What is the difference between inpatient treatment and outpatient treatment cover?

I am considering a private medical insurance policy and do not fully understand the different between...

Why should I use a private health insurance broker rather than going to the insurer?

I consider myself reasonably competent online and wanted to know why I should use a medical insurance...

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