Private Health Insurance Explained

Medical History Disregarded Underwriting is a term that you will often see when applying for Group Private Health Insurance. Find out what it means here.

My health insurance premiums have increased, can I change my insurance provider? My private medical insurance policy has come up for renewal...

Will my health insurance premiums rise over time? I am considering taking out a health insurance policy and wanted to know whether the premiums would raise over time?

Will my medical insurance cover me for emergencies? I am considering taking out a health insurance policy and wanted to know whether it would cover emergencies or whether that is still via the NHS?

Will my private medical insurance cover me abroad whilst on holiday? I am looking to take out private medical insurance and I was wondering if this would cover me on holidays abroad?

What is the maximum limit I can claim on my private health insurance? I am looking to take out private medical insurance and I was wondering if there are any claim limits?

What is the six week wait option on my private medical insurance? I have a health insurance plan through work and it says it has a six week wait option, what does this actually mean?

Will I have lower health insurance premiums if I exercise? I go to the gym 3-4 times a week doing mainly aerobic exercise, I live a generally healthy lifestyle and wanted to know whether I would benefit from telling my health insurer and whether it would

What is the difference between private medical insurance and travel insurance? I have read through the benefits provided on my travel insurance plan