Private Health Insurance Explained

All the latest and most frequently asked questions about private health insurance answered by our expert financial advisers.

What is Medical History Disregarded (MHD) in Health Insurance?

I’ve been looking to switch my company’s Business Health Insurance scheme due to some of...

My health insurance premiums have increased, can I change my insurance provider?

My private medical insurance policy has come up for renewal and my premiums have increased. Am I able...

Will my private medical insurance cover me abroad whilst on holiday?

I am looking to take out private medical insurance and I was wondering if this would cover me on holidays...

Will my medical insurance cover me for emergencies?

I am considering taking out a health insurance policy and wanted to know whether it would cover emergencies...

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Will my health insurance premiums rise over time?

I am considering taking out a health insurance policy and wanted to know whether the premiums would...

What is the six week wait option on my private medical insurance?

I have a health insurance plan through work and it says it has a six week wait option, what does this...

What is the difference between inpatient treatment and outpatient treatment cover?

I am considering a private medical insurance policy and do not fully understand the different between...

Why should I use a private health insurance broker rather than going to the insurer?

I consider myself reasonably competent online and wanted to know why I should use a medical insurance...

What is the difference between private medical insurance and travel insurance?

I have read through the benefits provided on my travel insurance plan and noticed the level of cover...

What is the difference between private health insurance and health cash plan?

I have been looking to take out private medical insurance and in doing my research I keep coming across...

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Our Latest Reviews

Matthew Draper

11/07/2018

Excellent service at convenient times of the day specified by me. All product options were clearly outlined and I am very pleased.

Paul Devine

10/07/2018

First class service. Helped me through the process from start to finish. Egle and Francis were very professional and talked me though all my options. Once the policies were set up, the after care after was also first class. Highly recommend. 5 stars all day long.

Josip Marjanovich

03/07/2018

Victoria was very helpful about selection of suitable insurance. She always answered all questions in a timely manner.

We are rated 4.9/5 based on 1512 independent client reviews.

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Useful Tools

Health Insurance Infographic

ABI Private Medical Insurance Guide

ABI Medical Insurance Guide

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Medical Insurance Questions

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Verified Buyer

Overall Rating

The whole process was a pleasure. Drewberry we're easy to deal with, polite, knowledgeable and helpful

Sam Carr provided a professional but enthusiastic service and helped make the whole process very straight forward. Goodness knows I have been through enough application forms recently. My insurance product was never going to be easy to find and I had been rejected on a number of other occasions through others ironically due to well managed common health conditions. I identified Drewberry in a last and disappointing trawl on th web to find someone that actually wanted to take on a difficult case like me. Some brokers wouldn't even consider me. When we applied for my first choice product Sam wasn't at all deterred by the long wait for my GP report or the final rejection that came back from the insurer, sadly I have become used to it. Within a day he had lined up the second choice and to my surprise he had hit the nail on the head and introduced me to the correct insurer and terms for my needs whilst nogotiating an excellent premium. I am extremely satisfied with what Sam has achieved for me and I would have no hesitation in recommending either him or Drewberry to friends, family and and business contacts. In the future, Drewberry will be my first point of contact. Many thanks!