Will My Health Insurance Premiums Rise Over Time?

I am considering taking out a Health Insurance policy and wanted to know whether the premiums would rise over time?

Question asked by Ernest Richards
13/04/2021

Health insurance is set up as an annually reviewable contract. It is designed to stay up-to-date with all the latest medical developments therefore with increasing costs of treatment it is normal for the premiums to rise.

This is also coupled with the fact that year on year we are getting older which unfortunately means the likelihood of needing treatment rises which can also affect your premiums.

This is why it is so important to review your policy year on year to ensure the plan you currently hold and the premiums you pay are competitive in the marketplace.

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