Your Pension, Investment & Insurance Experts

Life insurance provides a lump sum payment should you pass away. You can opt for level or decreasing cover which protects your loved ones financially, enabling them to pay off your mortgage or any other debts should the worst happen.

Critical illness cover provides a lump sum payment should you suffer a critical illness such as heart attack, cancer or stroke. Most policies cover over 40 critical illnesses, all of which are defined within the insurer's terms.

Private Health Insurance provides you with access to private health facilities throughout the UK. It is designed to ensure you are diagnosed quickly and receive the best possible treatment so you can make the speediest recovery.

The world of pensions can all get very confusing. We help our clients stay on the straight and narrow from helping them consolidate their existing pensions to organising their annuity or drawdown needs in their retirement.

Inheritance tax comes with its own complexities which can often be navigated quite easily with the right expertise and enough foresight. Try our Inheritance Tax Calculator to see if you have a liability you should be considering.

Death in service insurance provides a financial lifeline in the form of a lump sum payment to your employees' loved ones should they pass away whilst in employment with your organisation.

Company sick pay insurance provides your employees with a percentage of their monthly income should they suffer long term illness to help meet their ongoing financial commitments while they are unable to work.

Group Critical Illness Cover provides your employees with a multiple of their salary as a tax free cash lump sum should they suffer a serious illness such as cancer, heart attack or stroke.

Shareholder insurance protects a business owner's investment in their company and pays a lump sum to their beneficiaries whilst ensuring the remaining shareholders can keep control of their business.

Business loan protection provides a cash lump sum to repay an outstanding company loan to ensure business continuity should a key person or shareholder of the business pass away or suffer a critical illness.

Relevant Life Insurance is an individual Life Insurance policy designed to replicate Death in Service for a single employee where there are not enough members to warrant a group life insurance scheme.