Why Should I Get Health Insurance Advice Rather Than Going Direct?

I consider myself reasonably competent online and wanted to know why I should use a medical insurance intermediary in the UK rather than just going to the insurers directly?

Question asked by Brad Wright
30/01/2019

It is personal preference – however, many individuals and businesses turn to Health Insurance intermediaries due to the vast range of Private Health Insurance providers and products in the market.

Why get Health Insurance advice?

Given Private Medical Insurance specialists live and breathe the insurers and their products day in and day out there is a huge resource of knowledge to rely upon to ensure the most suitable policy for the client.

Going it alone

Should you wish to tackle this task yourself it would be a case of trawling through the terms and conditions of half a dozen or more policies to get a good understanding of the relevant benefits and limitations.

Following this it is always best to approach a dozen or so insurers to ensure yourself an appropriate policy at the most competitive premiums.

Advisers can often get cheaper rates

Private Medical Insurance brokers also have the benefit of their purchasing power. If you approach an insurer for a quotation you are going to them with the purchasing power of one, whereas intermediaries place policies with the insurers all day every day. As such, more often than not they can utilise their buying power an obtain more competitive rates.

If you are considering taking out a Private Health Insurance plan you would be well advised to speak to an adviser. Not only are you likely to end up with lower like for like premiums but you will also save a significant amount of time utilising their expertise rather than getting frustrated trawling through the policies yourself.

Get in touch with Drewberry today on 02074425880. We’re Health Insurance market experts.

Compare Top 10 UK Insurers

Takes approx. 60 seconds
Verified by Norton Symantec icon
 Or Call Us

Frequently Asked Questions

Contact Us

Head Office & Pensions and Investments
Senator House
85 Queen Victoria Street
London
EC4V 4AB
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry Ltd is registered in England and Wales. Companies House No. 06675912

Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. Telephone 0208 432 7333

Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning

Limited, which are authorised and regulated by the Financial Conduct Authority.