Answered by Andrew Jenkinson
If the premium for group health insurance is paid for by your employer it counts as a P11d benefit. This means that you would be liable for tax on the premiums as it counts as a benefit in kind.
When your earnings are taxed the amount that your employer paid for the premiums is added to your earnings and you are taxed on that amount. This is all arranged by your employer with HMRC so you don’t need to do anything.
In exchange, you get access to fast treatment in top-notch facilities for any eligible medical condition you might suffer from, all of which is covered by your employer.
For more information, see our Group Health Insurance page.
Frequently Asked Private Medical Insurance Questions
I would like to say thank you to Ciaran King for his professionalism, respect and sensitivity with dealing with my income protection insurance.
Was extremely impressed with the service we received from Michael. He was so helpful with good advice and saved us money. The policy was set up and running with in a couple of days. Would definitely recommend to friends. Thank you.
Sam Carr was very knowledgeable, efficient, called when he said he would and kept me updated through out the process.