Until what age can children remain on a family health insurance plan?

We have a private medical insurance plan for our family and our eldest is going off to University soon and I wanted to know whether they could still be covered on the plan?

Question asked by Joanne Summers
Compare Top 10 UK
 Health
Insurers
 
Takes approx. 60 seconds
Level of Cover
Excess
Date of Birth

Answered by Andrew Jenkinson

This is dependant upon the insurer and the policy itself, many insurers differentiate between whether the child is still in full time education.

Often the maximum age for children on a family health insurance plan will be 21 years old if no longer in full time education or 24 years old if still in full time education. Other providers who do not differentiate may allow individuals to stay on a family health insurance to the age of 24 years regardless.

Again it is important to consider a range of insurers when considering a family health insurance plan as the terms offered including maximum age limits for children should all be considered when choosing the most suitable cover.

You will need to either review your policy terms or call your health insurance provider to confirm the limits on your particular plan.

family health
 
private health insurance
 
children
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Private Medical Insurance Questions

 
My private medical insurance policy has come up for renewal and my premiums have increased. Am I able...
 
My company healthcare policy includes travel and medical cover for business; I travel extensively and...
 
I am looking into a Private Health Insurance plan and am unsure of whether or not I should include...
 
I have been at my work long enough now that I am eligible for their health insurance scheme, is it worth...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Edward Brampton
13/01/2018

They were patient thorrgh and good value for money. I regret not using them before and I will use them again in the future.

Fiona Katumwa
11/01/2018

Very excellent service and informative. All options were offered and I had to make my own decision at the end. Would recommend.

Graham Mccollum
14/01/2018

Very efficient and well instructed service with polite staff, I felt Drewberry really did do their utmost to find the best deal for me personally.

We are rated 4.9/5 based on 1320 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1398 Reviews
A
Overall Rating
Very supportive and helped to choose effective product.
S Cutter
Overall Rating
Very professional and easy to deal with. Jake treated me like a human being and made me feel like a valued customer.
P
Overall Rating
Applied for an income protection plan and owing to medical condition had to make a few changes and Victoria from drewberry was really helpful
P Monaghan
Overall Rating
Courteous, prompt and clear service
D Lewis
Overall Rating
I was having trouble finding a suitable income protection policy online and was unclear about what I should be looking for, so I contacted Drewberry. The process was very quick and straightforward. They called me and explained how this type of insurance works, and then went through series of questions about my circumstances to try and find the right cover for me. They came back to me the next day with several suitable options and emailed all the relevant information clearly laid out. Michael Barrow, the advisor I spoke to, was happy to explain things in detail and answer any questions I had. I would definitely recommend Drewberry as they took all the hassle out of a confusing search.