AXA PPP Healthcare was incorporated in 1940 as the London Association for Hospital Services. In a pre-NHS era, the company launched its first recognisable Health Insurance policy, the Hospital Service Plan (HSP), in 1943.
As the NHS expanded healthcare to all free at the point of use, the company changed its name to Private Patients Plan or PPP, which still exists in its name today.
In 1998, the company was acquired by Guardian Royal Exchange, which was itself acquired in 1999 by Sun Life & Provincial Holdings, part of the global AXA Group.
In 2015, AXA completed the acquisition of fellow PMI provider Simplyhealth’s Medical Insurance and self-funded health plan business, as well as buying out Permanent Health Company Ltd and bringing it under the AXA brand.
AXA PPP’s individual Health Insurance proposition was launched in 2015. It offers fast track appointments, a 24/7 telephone information line and 50% off an annual gym membership at the PureGym chain for policyholders.
Inpatient Cover and Day Patient Cover
Paid in full when using a hospital from AXA’s hospital directory
Covered as standard for new cancer patients* under core cover with the option to have chemotherapy at home.
Mental Health Cover
Covered in full
Standard Outpatient Cover
Mental Health Cover
Key Policy Details
No claims discount
Yes, as soon as you join the plan
Protected no claims discount
Optional at AXA’s discretion
6 week NHS wait
NHS Cash Benefit
Cash payment of £50 per night when receiving free NHS inpatient treatment, up to £2,000 per year
Standard (subject to pre-existing medical conditions)
Either full medical underwriting or moratorium
Free cover for newborns on parent’s plan until next renewal date
Cancer Cover and Care
As standard (dependent on your medical history)
Optional Extras and Additional Benefits
Dental and Optical
Extended Cover Option
European/Worldwide Travel Cover
PMI from AXA PPP offers built-in flexibility with a number of policy options available to increase or decrease cover as dictated by your budget.
AXA’s PMI exclusions are generally the standard across the industry, such as:
AXA PPP is one of the strongest Health Insurance providers in the market and has been at the driving force of a great deal of merger activity in the UK PMI market, acquiring both Simplyhealth and Permanent Health Company in 2015.
Although it only started offering Medical Insurance to individuals in 2015, the global AXA group has more than 50 million customers around the world, both individuals and business consumers and is active in 50 countries. The company has been operating for more than 75 years and has strong margins and a health appetite for acquisition to expand.
We aim to know the policies we advise on inside out and back to front. Below is a couple of frequently asked questions with regards to the policy coverage of AXA PPP’s Medical Insurance. If you need any further help please do not hesitate to call us on 02084327333.
A. AXA’s private medical insurance won’t cover you as standard when you travel overseas. However, you have the option of adding European or Worldwide Travel Cover to your cover. European cover will cover you for medical treatment in Europe for no longer than 25 days per trip up to 65 days per year. If you opt for Worldwide cover, you’ll be covered for trips of 65 days each up to 183 days per year.
AXA’s additional travel benefit will also act partly as a travel insurance product, offering cover for lost baggage and delays, although in most cases it will still be advisable to have a travel insurance policy running in parallel.
A. This is another optional extra, but if you opt for AXA’s Extended Cover option then you’ll be able to have up to £500 of consultations with a private GP paid for by your plan.
You’ll also have access to five appointments with AXA’s Doctor@Hand cover. This lets you see a GP via secure video or phone appointment from 8am to 10pm, seven days a week. If you don’t opt for this cover, you can use this service on a pay-as-you-go basis.
As you can see, there are a lot of points to consider when comparing insurers. With so many factors in play, it can be time-consuming to pull up key information across every single insurer in the market, so why not ask an adviser for help?
We started Drewberry because we were tired of being treated like a number and not getting the service we all deserve when it comes to things as important as protecting our health and our finances. Below are just a few reasons why it makes sense to talk to us.
If it is all getting a little confusing and you want to talk you through your options to make sure you find the most suitable cover please don’t hesitate to get in touch.
Pop us a call on 02084327333 or email email@example.com.
Health & Wellbeing Expert at Drewberry
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