From its headquarters in Bournemouth, Freedom Health Insurance offers Private Medical Insurance to businesses and individuals.
Freedom offers cover for private GP services to its clients as an optional extra.
In 2015, Freedom won the Best Customer Service Award at the Health Insurance Awards that year.
As well as Freedom Elite, Freedom provides Freedom Your Choice as a low-cost Health Insurance for individuals, couples and families with children. Meanwhile, its Freedom Worldwide Health Insurance provides comprehensive Medical Insurance to those working abroad.
Freedom’s individual Health Insurance was launched in 2003. Unlike many PMI providers, Freedom provides access to private GPs as an optional extra, fees for which are covered up to a set policy limit.
Key Policy Facts
Minimum Entry Age
Maximum Entry Age
Hospital and specialist fees
Dental / oral surgery
Optional Additional Cover
Diagnostic tests and scans requested by GPs
Specialist fees and physiotherapy
Therapies / Alternative Therapies
£750 / £1,500
£10,000 for inpatient / day-patient treatment; £1,000 for outpatient treatment
Dental, Optical & Private GP Cover
Subject to a £50 compulsory excess:
Freedom’s Elite Health Insurance allows you to add on an optional benefit to cover routine dental and optical treatment, similar to a Health Cash Plan.
As a provider of both Travel Insurance and Private Medical Insurance, Freedom is a diversified operation. It has partnerships with a number of major private healthcare providers, including the sought after Spire, BMI Healthcare and Nuffield Health brands.
At Drewberry, we have made it our missions to know all of the ins and outs of these policies, putting us in the best position to help you find the right policy.
Below, we have put together some of the top Health Insurance FAQs and given our answers. If you need our help finding the best policy or would just like to know more, contact us today on 02074425880.
A. As well as the 6% saving for paying your premiums annually, Freedom lays out the following reduction in individual PMI premiums given a specified excess:
A. As is typical with most Health Insurance policies, chronic conditions won’t be covered by Freedom, and nor will pre-existing conditions you’ve suffered from (typically in the 5 years prior to taking out the policy).
Other treatments, conditions and situations not covered include: A&E admissions; congenital abnormalities; cosmetic treatment; experimental treatment; infertility treatment; treatment without a GP referral; non-complicated pregnancy and childbirth; organ transplants; and surgical removal of varicose veins (unless they meet the required clinical criteria).
As you can see, there are a lot of points to consider when comparing insurers. With so many factors in play, it can be time-consuming to pull up key information across every single insurer in the market, so why not ask an adviser for help?
We started Drewberry because we were tired of being treated like a number and not getting the service we all deserve when it comes to things as important as protecting our health and our finances. Below are just a few reasons why it makes sense to talk to us.
If it is all getting a little confusing and you want to talk you through your options to make sure you find the most suitable cover please don’t hesitate to get in touch.
Pop us a call on 02074425880 or email firstname.lastname@example.org.
Head of Employee Benefits at Drewberry
I had a great experience with Drewberry, they have a lot of knowledge and expertise with life insurance and income protection and were able to advise me and arrange suitable products. Highly recommend.