Drewberry™ provide pensions, investment and insurance advice for Money to the Masses readers throughout the UK.


Freedom Health Insurance


Policy Terms PDF Hospitals PDF Key facts PDF



Company Type

Private Limited Company

Company Overview

Freedom Healthnet pride themselves on a personal approach providing a high quality, friendly service. Their elite product is a modular health insurance plan designed to provide cost-effective comprehensive coverage.

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Level of Cover
Date of Birth



Freedom Overview

Freedom Elite is a comprehensive product which provides some additional benefits not seen on other UK health insurance plans such as private GP services and cover for some chronic conditions.


Freedom Elite is a comprehensive modular product with the option to increase the level of outpatient treatment and include therapies, psychiatric treatment, private GP and dental benefits.


The Elite policy covers cancer treatment in full as standard.


Freedom’s Hospital List provides nationwide coverage with the option to extend coverage to specific sought after London Hospitals.


Freedom provide a range of underwriting options including full medical underwriting (FMU), moratorium and for switching your existinb plan continued personal medical exclusions..


Freedom Elite Policy Details

The Elite plan is a fully flexible and comprehensive health insurance policy which at it’s core has full inpatient and £1,500 outpatient treatment cover which can be upgraded along with other benefits such as therapies and psychiatric treatment.

   Inpatient Treatment Cover

Hospital Charges


Covered in Full

Specialist Fees


Covered in Full

Diagnostic Tests


Covered in Full



Covered in Full



Out-patient Treatment Cover

A patient who attends a hospital, consulting room or outpatient clinic and is not admitted as a day patient or in-patient.
Outpatient Treatment Cover

Specialist Consultations


Full Cover / £1,500 per year

Diagnostics Tests


Full Cover / £1,500 per year



Covered in Full

A summary of all options which can either help to reduce your monthly premium or be included in the policy for an additional premium.
Core Policy Options



£0 / £100 / £250 / £500 / £1,000

Alternative Therapies


6 GP Referred Sessions

£750 or £1,500 per year – Osteopath, Chiropractor, Acupuncturist, Homeopath, Chiropodist/Podiatrist (Max 6 GP Referred Sessions).

Psychiatric Treatment


Inpatient Treatment (£10,000 per policy year)
Outpatient Treatment (£1,000 per policy year)

Dental & Optical


Health Cash Benefit
Private GP (£300)
Routine Dental Treatment (£300)
Optical Care (£200)
Accidental Death (£6,000)

A summary of the ancillary benefits which are included in the policy as standard, this list also includes any benefits we have come to expect which are not included.
Other Benefits

NHS Cash Benefits


£200 per night
Up to 30 nights per annum

Private Ambulance


Covered in Full

Home Nursing


13 weeks per policy year

Emergency Overseas Cover


Not Provided

GP Helpline


Not Provided

We have taken care to ensure that the information on this Drewberry owned website is accurate. However we can give no guarantee as to the accuracy of the content of the site. We accept no liability for any losses whether direct or indirect arising from errors on our part.

Got any questions?

Let us help you find a private medical insurance plan that suits your needs by either completing a health insurance quote online or calling us on 0208 432 7333 to speak with our experts.

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4.93 / 5 Average
1,222 Reviews
Overall Rating
Really, really helpful! Stopped me from signing up with an unhelpful company, and did basically all of the legwork for me in signing up with the right one. I can't have been the most helpful client as I'm 19 and only just started looking into it last week, but he took all the questions in stride! Put up with me turning to ask my dad questions every 2 minutes as well. I was helped by 2 workers; Sam and Nick. Thank you very much to both!
L Finch
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Good communication and follow ups. Friendly. A thorough research for my insurance needs.
Overall Rating

Sam Barr-Worsfold was very helpful and provided excellent customer service. Sam discovered I was paying too much premium for my current cover. Sam recommended and helped moved to a new cover with lower premium that provided the level of cover (terms required stated in the provider's policy) I wanted. I recommend highly recommend Sam and Drewberry Insurance. Thank you Sam.
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Thorough, knowledgeable and great communication
Overall Rating
Went through each policy in detail and made sure I was getting the correct one for me