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Freedom Health Insurance

Elite

Policy Terms PDF Hospitals PDF Key facts PDF

Founded

2003

Company Type

Private Limited Company

Company Overview

Freedom Healthnet pride themselves on a personal approach providing a high quality, friendly service. Their elite product is a modular health insurance plan designed to provide cost-effective comprehensive coverage.

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Level of Cover
Excess
Date of Birth

 

 

Freedom Overview

Freedom Elite is a comprehensive product which provides some additional benefits not seen on other UK health insurance plans such as private GP services and cover for some chronic conditions.

 

Freedom Elite is a comprehensive modular product with the option to increase the level of outpatient treatment and include therapies, psychiatric treatment, private GP and dental benefits.

 

The Elite policy covers cancer treatment in full as standard.

 

Freedom’s Hospital List provides nationwide coverage with the option to extend coverage to specific sought after London Hospitals.

 

Freedom provide a range of underwriting options including full medical underwriting (FMU), moratorium and for switching your existinb plan continued personal medical exclusions..

 

Freedom Elite Policy Details

The Elite plan is a fully flexible and comprehensive health insurance policy which at it’s core has full inpatient and £1,500 outpatient treatment cover which can be upgraded along with other benefits such as therapies and psychiatric treatment.

   Inpatient Treatment Cover

Hospital Charges

 

Covered in Full

Specialist Fees

 

Covered in Full

Diagnostic Tests

 

Covered in Full

Radiotherapy/Chemotherapy

 

Covered in Full

 

 

Out-patient Treatment Cover

A patient who attends a hospital, consulting room or outpatient clinic and is not admitted as a day patient or in-patient.
Outpatient Treatment Cover

Specialist Consultations

 

Optional
Full Cover / £1,500 per year

Diagnostics Tests

 

Optional
Full Cover / £1,500 per year

MRI/CT/PET Scans

 

Covered in Full

A summary of all options which can either help to reduce your monthly premium or be included in the policy for an additional premium.
Core Policy Options

Excess

 

Optional
£0 / £100 / £250 / £500 / £1,000

Alternative Therapies

 

6 GP Referred Sessions
Physiotherapy

Optional
£750 or £1,500 per year – Osteopath, Chiropractor, Acupuncturist, Homeopath, Chiropodist/Podiatrist (Max 6 GP Referred Sessions).

Psychiatric Treatment

 

Optional
Inpatient Treatment (£10,000 per policy year)
Outpatient Treatment (£1,000 per policy year)

Dental & Optical

 

Optional
Health Cash Benefit
Private GP (£300)
Routine Dental Treatment (£300)
Optical Care (£200)
Accidental Death (£6,000)

A summary of the ancillary benefits which are included in the policy as standard, this list also includes any benefits we have come to expect which are not included.
Other Benefits

NHS Cash Benefits

 

£200 per night
Up to 30 nights per annum

Private Ambulance

 

Covered in Full

Home Nursing

 

13 weeks per policy year

Emergency Overseas Cover

 

Not Provided

GP Helpline

 

Not Provided

We have taken care to ensure that the information on this Drewberry owned website is accurate. However we can give no guarantee as to the accuracy of the content of the site. We accept no liability for any losses whether direct or indirect arising from errors on our part.
 

Got any questions?

Let us help you find a private medical insurance plan that suits your needs by either completing a health insurance quote online or calling us on 0208 432 7333 to speak with our experts.

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REVIEWS
EXCELLENT
4.93 / 5 Average
1,222 Reviews
A
Overall Rating
Really, really helpful! Stopped me from signing up with an unhelpful company, and did basically all of the legwork for me in signing up with the right one. I can't have been the most helpful client as I'm 19 and only just started looking into it last week, but he took all the questions in stride! Put up with me turning to ask my dad questions every 2 minutes as well. I was helped by 2 workers; Sam and Nick. Thank you very much to both!
L Finch
Overall Rating
Good communication and follow ups. Friendly. A thorough research for my insurance needs.
M
Overall Rating

Sam Barr-Worsfold was very helpful and provided excellent customer service. Sam discovered I was paying too much premium for my current cover. Sam recommended and helped moved to a new cover with lower premium that provided the level of cover (terms required stated in the provider's policy) I wanted. I recommend highly recommend Sam and Drewberry Insurance. Thank you Sam.
Anonymous
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Thorough, knowledgeable and great communication
Anonymous
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Went through each policy in detail and made sure I was getting the correct one for me