What Is A Guaranteed Insurability Option?
Question asked by Mrs M Harrow
I’m in the market for Life Insurance. After doing some research I would like to get some more advice. My family have a history of having cancer – my father passed away in his 60s with it and my uncle has also had it. Would this be covered under my policy?
Understandably, a history of cancer in the family can be a concern for many. With large long term commitments, such as a mortgage, Life Insurance can be critical. However, if you do have a family history of cancer all is not lost.
The insurers vary greatly in how they will deal with cancer in the family. When speaking to your adviser they would need the following information to enable them to source the best insurer for you:
Once the life insurer has the above information they will then be able to make a decision for you which could be anything from no change to the quoted premium to an increase, or even an outright decline in some cases.
Your adviser will be able to walk you through the process and get the best insurer for you – call Drewberry for help today on 02084327333.