Can pilots get life insurance?

My wife and I have just purchased a house and need to get insurance to cover the mortgage should one of us die. As a pilot, can I get Life Insurance?

Question asked by Mark Jones
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Level of Cover
Date of Birth

Answered by Kay Mechial

What the insurers might want to know about your circumstances

This is a good question – given the nature of the job some people immediately think that there is a level of difficulty obtaining Life Insurance.

There are a few considerations that need to be taken into account that the insurer’s will ‘dig deeper’ into i.e. is this private flying? Is this commercial airline flying? Is this a combination of both? Is there any other flying involved?

What kind of pilot are you?

To summarise the above question- a commercial airline pilot will usually be able to obtain life insurance with no complications e.g. flying a plane for British Airways.

This tends to become more complicated if there is private flying involved, on its own or in combination with commercial aviation. In order to make a decision insurers will want to know what type of plane you fly, where you fly, how many hours you fly and whether there is any stunt flying.

Seek advice

One of our independent protection advisers can take down these details, call the underwriters at various insurers on your behalf and come back to you with which insurers are willing to offer you the best terms.

life insurance
 
pilot
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Life Insurance Questions

 
I’m a keen motorcyclist and want to get life insurance. Will i be covered and my partner receive...
 
We have just increased our mortgage and have been advised to get life insurance. My partner has a couple...
 
Having had our first child we are looking at are life insurance options, Are we able to take out a joint...
 
We have just taken out a new mortgage and are unsure of what protection we need, we have two additions...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
David & Elizabeth Evans
21/09/2017

Excellent service and product Knowledge... Looking forward to working with Matteo Mockler in the years to come.

Samantha Bedo
19/09/2017

Victoria was excellent. Guided us through the whole process and responded to us very quickly. Very pleased.

Daniel Brown
15/09/2017

Jake went through each policy in detail and made sure I was getting the correct one for me.

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1,233 Reviews
S Lewis
Overall Rating
Dealt with complications professionally and kept me informed of progress and status
Anonymous
Overall Rating
Quick and efficient service
Anonymous
Overall Rating
Sam was very friendly, helpful and it was easy to discuss my policy with him. He also took into account what I was looking for and tailored the plan accordingly.
M
Overall Rating
Very helpful advisor, quick and professional service.
Anonymous
Overall Rating
Excellent Service & Product Knowledge... Looking forward to working with Matteo Mockler in the years to come. David & Elizabeth Evans