Can I get life insurance with a family history of cancer?

I’m in the market for life insurance, after doing some research I would like to get some more advice. My family have a history of having cancer, my father passed away in his 60’s with it and my uncle has also had it. Would this be covered under my policy?

Question asked by Daniel Reed
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Level of Cover
Date of Birth

Answered by Will Martin

Key information for those with a family history of cancer

With the most recent research in 2015 from Cancer Research stating that 1 in 2 people will develop cancer in their lifetimes a history of cancer in the family can be a concern for many. With large long term commitments, such as a mortgage, life insurance can be critical. If you do have a family history of cancer all is not lost.

Will the insurers cover cancer?

The insurers vary greatly in how they will deal with cancer in the family. When speaking to your adviser they would need the following information to enable them to source the best insurer for you:

  • Who were the family member(s)
  • What type of cancer was suffered
  • Is the type of cancer hereditary
  • The age of diagnoses

Once the life insurer has the above information they will then be able to make a decision for you which could be anything from no change to the quoted premium to an increase, or even an outright decline in some cases.

Seek advice

Your adviser will be able to walk you through the process and get the best insurer for you.

life insurance
 
cancer
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Life Insurance Questions

 
We have just increased our mortgage and have been advised to get life insurance. My partner has a couple...
 
We are just about to send our only child off to a private secondary school and no doubt University from...
 
I’m looking into obtaining Life Insurance so my family have enough to get by on should the worst...
 
I’ve recently been declined Life Insurance due to a previous medical issue, it’s something...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Kevin Paul
05/09/2017

Excellent service renewing our medical insurance, professional advice, good rates found and excellent professional after service, highly recommended.

Max Edgar
09/09/2017

Nadeem was brilliant. He was very patient and worked very well with me to come up with the best solution possible for my budget. Perfect solution. Thank you very much.

Aidan Smyth
11/09/2017

Dealt with me promptly and provided me with the most cost-effective option consistent with my requirements. Very pleased and thank you.

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.93 / 5 Average
1,222 Reviews
A
Overall Rating
Really, really helpful! Stopped me from signing up with an unhelpful company, and did basically all of the legwork for me in signing up with the right one. I can't have been the most helpful client as I'm 19 and only just started looking into it last week, but he took all the questions in stride! Put up with me turning to ask my dad questions every 2 minutes as well. I was helped by 2 workers; Sam and Nick. Thank you very much to both!
L Finch
Overall Rating
Good communication and follow ups. Friendly. A thorough research for my insurance needs.
M
Overall Rating

Sam Barr-Worsfold was very helpful and provided excellent customer service. Sam discovered I was paying too much premium for my current cover. Sam recommended and helped moved to a new cover with lower premium that provided the level of cover (terms required stated in the provider's policy) I wanted. I recommend highly recommend Sam and Drewberry Insurance. Thank you Sam.
Anonymous
Overall Rating
Thorough, knowledgeable and great communication
Anonymous
Overall Rating
Went through each policy in detail and made sure I was getting the correct one for me