How much your family life cover will cost depends largely on a couple of key factors: the length of time and the amount you’re looking to insure yourself for as a benefit.
If you’re not sure about how much Life Insurance you need, why not give one of the team at Drewberry a call? We’ll be able to go through methodically and help you decide based on current liabilities and expenditure.
Independent Protection Expert at Drewberry
Other factors that affect the cost of Life Insurance include:
- Your age
The older you are at the start of the policy, and when you want the policy to end, the higher the risk you represent and therefore the higher the cost of cover
- Your state of health
Your health currently has a big impact on the cost of Family Life Insurance, particularly if you’re suffering from serious medical conditions such as diabetes or have a high BMI
- Your medical history
While less serious medical issues you’ve suffered in the past have little bearing on the cost of Life Insurance, more serious illnesses in the past, such as cancer, will increase the cost of cover
- Your smoking status
You can get Life Insurance for smokers, but the premiums will be higher due to the increased risk of death you present to the insurer.
Calculate the Cost of Family Life Insurance and Compare Quotes
You could go to each insurer individually and get Life Insurance quotes from all of them to find the best cover for you, but this would take a lot of time.
Why not get a Life Insurance quote engine to compare the UK’s leading providers for you instead and save you all the legwork?
Drewberry has access to the entire UK market. While this means we can help you find the best price for Family Life Insurance, it will likely mean you’ll see a lot of options come up when you use our online Life Insurance comparison tool.