Does life insurance cover skiing?

I’m getting quotes for life insurance and don’t know if skiing is included in the cover and would it pay out if i was to have an accident on the slopes? I can’t find much information about this online. Can you help?

Question asked by Rebecca Smith
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Level of Cover
Date of Birth
Loading your options...
Thank you for using our Quote Tool
If you need some help, just call us!
T: 02084327333
Our in-house Experts are here to provide FREE impartial advice!
Our Experts can answer all your questions
Our Experts can send you more appropriate options based on your personal circumstances

Very important if you are either Self-Employed or a Company Director.

Our online quote tool is good but our Experts are better

Oue Experts have access to far more insurers and can often find a better deal offline.

Saves you time, let our Experts do what they are best at

Answered by Andrew Jenkinson

How the insurers view extreme sports such as skiing

This is a very common question and there is often confusion as to whether a life insurance policy would pay out as a result of a skiing accident. For most people the extent of their skiing is solely for holiday purposes, maybe once or twice per year, and ‘on-piste’. If you fall within this category then there are certainly insurers on the market who will include skiing within the cover as standard.

How often and where you ski is important

If however you are skiing more regularly, maybe at a competitive level or in more dangerous locations (possibly ‘off-piste’), you could expect a different outcome, depending on the insurer. For anyone involved in this level of skiing you could be charged an additional premium, or may even have skiing excluded from cover.

Insurers will asses each situation and offer the best terms they are able to provide, but not all insurers will come to the same conclusion.

Seek advice

An adviser will be able to review the market for you based on your specific circumstances and ensure you get the best terms available.

life insurance
 
skiing
 
Insurers
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Life Insurance Questions

 
We have recently taking out joint life insurance off the back of our first mortgage, should this be...
 
What’s the ideal length of time to set my Term Life Insurance for? Is it better to set a longer...
 
I’m looking to replace my existing life insurance cover as i’m moving jobs and it’s...
 
As my husband and I are about to buy our first home we need to look at Life Insurance. I’ve got...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Robert Eldridge
07/06/2018

Rauri was easy to talk to. Explained everything really well. Took prompt action when requested and was in touch when he said he would be without being pushy.

Attila Mako
07/06/2018

Excellent service. Oliver was very helpful and patient with me. He gave me knowledgeable advise describing the product details clearly. His communication was prompt and precise! Great customer service!

Ian Brett
26/05/2018

Josh made a complicated process easy and I was kept informed throughout. I will be recommending Drewberry to every one who asks and even those who don't.

We are rated 4.9/5 based on 1512 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1638 Reviews
D Gianfreda
Overall Rating
Friendly, efficient and professional service
T Bullock
Overall Rating
Friendly and professional
l kelham
Overall Rating
Excellent service, clear communication and advice
B Weller
Overall Rating
Very thorough service
E Portingale
Overall Rating
I had a short time to ensure I was covered appropriately due to change of circumstances and house move. I required a number of insurance policies for my new situation. I contacted Drewberry Insurance and found that they understood all of my needs and the best way to filter and sift appropriate insurers. They clearly understood the process...made everything very easy online and via telephone and always did as they said they would by actioning everything as and when requested. This took the time and confusion away from becoming insured. Their interaction and communication and explanation of all processes ensured I understood each stage of the process. Will recommend their services to anyone seeking insurance.