Does life insurance cover surfing?

I’m looking at Life Insurance but i also life to partake in extreme sports, mainly surfing. Would that be covered under my policy?

Question asked by Rebecca Firth
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Level of Cover
Date of Birth

Answered by Kay Mechial

The type of surfing you do might have an impact on a Life Insurance application

Hazardous pursuits and past times need to be considered when taking out life insurance.

Insurers are usually happy to cover surfing and similar activities and hobbies. For example, if you are surfing at the local beach, or surfing for a sports club then you will generally be covered. Take the scenario that you are surfing at your local beach and have an accident whilst doing this; you will normally be fully covered if you unfortunately passed away.

If you are surfing in a competitive or extreme capacity or off UK shores, many insurers will ask further questions relating to this. For example, if you are surfing big waves in Portugal, for example, insurers might start getting nervous. Also, insures are unlikely to cover you if you surf on a paid professional or paid semi professional basis.

Get in contact to speak with an expert

The best thing to do is to speak to one of our independent protection advisers who can take down some details about your surfing, call various life insurers on your behalf and let you know which insurer would offer you the best terms (there is no fee for this service).

life insurance
 
extreme sports
 
surfing
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Life Insurance Questions

 
I frequently go gliding as a hobby, i’m looking to get life insurance as a cushion for my family...
 
We are just starting out in a new home and I have come across different types of life insurance products...
 
I’m a keen motorcyclist and want to get life insurance. Will i be covered and my partner receive...
 
I’m looking at Life Insurance but i also life to partake in extreme sports, mainly surfing. Would...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Cecilia Walsh
04/12/2017

I would like to say thank you to Ciaran King for his professionalism, respect and sensitivity with dealing with my income protection insurance.

Kevin Spence
05/12/2017

Was extremely impressed with the service we received from Michael. He was so helpful with good advice and saved us money. The policy was set up and running with in a couple of days. Would definitely recommend to friends. Thank you.

Omar Holmes
05/12/2017

Sam Carr was very knowledgeable, efficient, called when he said he would and kept me updated through out the process.

We are rated 4.9/5 based on 1320 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1331 Reviews
P
Overall Rating
Professional, quick and straightforward service from Victoria for the second time in a raw.
O
Overall Rating
Sam Carr was very knowledgable, efficient, called when he said he would and kept me updated through out the process
K
Overall Rating
Was extremely impressed with the service we received from Michael.He was so helpful with good advice and saved us money.The policy was set up and running with in a couple of days.would definitely recommend to friends.Thank you.
A
Overall Rating
I would like to say thank you to Ciaran King for his professionalism, respect and sensitivity with dealing with my income protection insurance.
S
Overall Rating
Ceiron King did an amazing job setting up my insurance. He was meticulous to all details and made sure everything was individually tailor made to suit my circumstances. When I had queries he was able to take on board any issues and find solutions quickly. Pleasant, easy to talk to, engaging, personable chap who effortlessly made me feel that I'd found the right firm. Highly recommended.