Can I get life insurance if I’ve had a heart attack?

I want to get Life Insurance but can’t find out any information about whether past medical conditions such as heart attacks are excluded.

Question asked by Andrew Thomas
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Level of Cover
Date of Birth
Loading your options...
Thank you for using our Quote Tool
If you need some help, just call us!
T: 02084327333
Our in-house Experts are here to provide Whole of Market Advice!
Our Experts can answer all your questions
Our Experts can send you more appropriate options based on your personal circumstances

Very important if you are either Self-Employed or a Company Director.

Our online quote tool is good but our Experts are better

Oue Experts have access to far more insurers and can often find a better deal offline.

Saves you time, let our Experts do what they are best at

Answered by Oliver Evans

If you have been unlucky enough to suffer from a heart attack, you may still be able to get some life insurance in place.

Information you may need to provide to the insurers

There are a number of factors which the insurer will consider, such as when the heart attack occurred, if there has been any surgery or stents fitted, are there any on-going symptoms, have there been any problems or symptoms since the attack, what medication are you taking, are there any follow up appointments, what vessels were affected and how many attacks you have had?

All these factors come into whether or not the insurer will offer cover and at best you would be looking at a premium increase by the insurer.

Speak to an expert

As always with these things, it is best to speak with a qualified adviser that can gather all this information around your circumstances and approach the life insurers and get an understanding of which insurers will be able to offer the best terms for your life cover.

life insurance
 
heart attack
 
medical condition
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Life Insurance Questions

 
We are just starting out in a new home and I have come across different types of life insurance products...
 
I want to get Life Insurance but can’t find out any information about whether past medical conditions...
 
I’m looking into obtaining Life Insurance so my family have enough to get by on should the worst...
 
I’d like to take out life insurance but I’ve smoked cannabis once a week for the past few...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Trevor Massey
22/01/2019

Excellent service from start to finish. Both Jack & Jake were both helpful and polite through the process. I would recommend Drewberry to family and friends.

Robin Condliffe
12/02/2019

Victoria Slade has been consistently prompt, personable, efficient and a great communicator. It is the first time that we have had straightforward dealings with financial services since becoming qualified doctors 20 years ago. Well done!

Adriana Fouche
31/01/2019

Oliver was great at explaining things, with patience. He called back when he said he would, and spent a lot of time to make sure the policy meets my needs.

We are rated 4.9/5 based on 2033 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
2033 Reviews
Mr B
Overall Rating
Excellent customer service and I'm delighted with my new insurance policy.
H CONDLIFFE
Overall Rating
Victoria Slade has been consistently prompt, personable, efficient and a greta communicator. It is the first time that we have had straightforward dealings with financial services since becoming qualified Drs 20 years ago. Well done!
K Szymkiewicz
Overall Rating
Rauri Taylor is Independent Protection Expert who you want to help you with any Pensions, Investments & Insurance. He helped me made right choice.
S Brocklehurst
Overall Rating
Professional service, Oliver seemed genuinely interested in getting the right product for me. I was given plenty of options and everything was described fully when required. I felt no pressure to purchase a product.
G Bigga
Overall Rating
Helpful, knowledgeable and efficient and able to find great prices. I would highly recommend