Answered by Oliver Evans
If you have been unlucky enough to suffer from a heart attack, you may still be able to get some life insurance in place.
Information you may need to provide to the insurers
There are a number of factors which the insurer will consider, such as when the heart attack occurred, if there has been any surgery or stents fitted, are there any on-going symptoms, have there been any problems or symptoms since the attack, what medication are you taking, are there any follow up appointments, what vessels were affected and how many attacks you have had?
All these factors come into whether or not the insurer will offer cover and at best you would be looking at a premium increase by the insurer.
Speak to an expert
As always with these things, it is best to speak with a qualified adviser that can gather all this information around your circumstances and approach the life insurers and get an understanding of which insurers will be able to offer the best terms for your life cover.
Frequently Asked Life Insurance Questions
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Very helpful and explained well the whole process of getting this insurance. Thank you.