Can I Get Life Insurance if I’ve Had a Heart Attack?

I want to get Life Insurance but can’t find out any information about whether past medical conditions such as heart attacks are excluded.

Question asked by Andrew Thomas

If you have been unlucky enough to suffer from a heart attack, you may still be able to get some Life Insurance in place.

Information You May Need to Provide to the Insurers…

There are a number of factors which the insurer will consider, such as:

  • When the heart attack occurred
  • If there has been any surgery or stents fitted
  • Whether there are any ongoing symptoms
  • If there has been any problems or symptoms since the attack
  • The medication you are taking
  • If there are any follow up appointments
  • What vessels were affected
  • How many attacks you have had.

All these factors will contribute to whether or not the insurer will decide to offer cover and at best you would be looking at a premium increase by the insurer.

Speak to an expert

As always with these things, it is best to speak with a qualified adviser that can gather all this information around your circumstances and approach the life insurers to get an understanding of which insurers will be able to offer the best terms for your life cover.

Get in touch with Drewberry on 02084327333 or email

Very good service from Rauri – he has been very helpful and thorough.

Kathryn Wright
16/05/2021 Logo
Compare Top 10 UK Insurers
Takes approx. 60 seconds
  • £

Or call us on 0208 432 7333

Compare Top UK Insurer Quotes Logos
Contact Us
Head Office & Pensions and Investments
Senator House
85 Queen Victoria Street
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Drewberry London Office MapDrewberry Brighton Office Map
Our Core Principles
  • 1You Come FirstWe are a client focused business who always aim to put you first.
  • 2We are ExpertsTo provide you with the best advice, we need to know our stuff!
  • 3We are HumanWe are real people with feelings who are here to help you.
  • 4We are ProfessionalProviding a 5-star service requires a professional approach to everything we do.
  • 5We are here to EducateWe don't believe in sales, we are here to educate so you can make informed decisions.
Finalist - Moneyfacts AwardsFinalist - Cover Excellence AwardsHighly Commended - Protection Review Awards
Proud member of AMII (Association of Medical Insurers & Intermediaries)Proud member of Money Advice ServiceProud member of UnbiasedProud member of BIBA (British Insurance Brokers' Association)

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is

Drewberry Ltd is registered in England and Wales. Companies House No. 06675912

Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. Telephone 0208 432 7333

Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning

Limited, which are authorised and regulated by the Financial Conduct Authority.

Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacycookie policy.