Answered by Tom Conner
This is a good question Joyce, broadly speaking personal health insurance plans in the UK can be ring-fenced as either basic, mid-range or comprehensive.
The difference between these three levels of cover centres around the amount of outpatient treatment covered, unfortunately even with the most comprehensive UK medical insurance plans on our panel which would cover the full cost of any outpatient scans, test or consultations there is no cover provided for Private GP services.
For private GP consultations to be covered in a health insurance policy you need to look at the international health insurance market however given the extent of the cover provided on these plans the premiums are considerably higher.
It can often be a case of weighing up the cost of a UK plan vs an International plan and working out whether you are better off paying for private GP services whilst being covered on the UK specific plan or paying the higher premiums with the international health plan and having the private GP services covered on your plan.
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