Answered by Tom Conner
How the insurers view applicants that are smokers
As you have been told there are some insurers who charge smokers a higher premium for income protection insurance than non smokers. The premium could be around 20% more.
Get in touch…
With income protection there are many factors other than the price of the premium to take into account when working out which is the best product for you. Therefore I would suggest that you give our advisers a call on 02084327333. They will be able to talk you through the options available and provide you with some quotes from across the market place.
Frequently Asked Income Protection Insurance Questions
Josh at Drewberry was extremely helpful and friendly in answering my many questions about the policy before I went ahead.
Drewberry was the only website I could find that would give me an indicative Relevant Life cover quote. Victoria at Drewberry was very helpful throughout the whole application process.
They gave me good advice and weren’t pushy! I felt that I was getting what I asked for and I’m happy with the final product that I bought.