Does income protection cover diving?

I’m looking to get Income Protection insurance as i think it’s a great way to protect my earnings if I’m unable to work.

I frequently go on diving holidays with friends and wondered if i could get cover to include this?

Question asked by Lisa Hunt
Compare Top 10 UK
 Protection
Insurers
 
Takes approx. 60 seconds
Type of Policy
Income Required
per
month
Date of Birth

Answered by Meena Ibrahim

What kind of diving you do might make a difference to your policy options

Income Protection covers a wide range of hazardous pursuits and different insurers will have a different approach when it comes to what they are willing to cover. Obtaining cover for diving will depend on several factors such as the depth you dive to and whether or not any wreck or quarry dives are included.

Generally speaking, if the dives are up to a depth of 30 metres most insurers will provide income protection cover. However, any diving to deeper than 30 metres often attracts a diving exclusion. Any participation in wreck and/or quarry dives immediately attracts a diving exclusion with most insurers.

Drewberry can help…

However, there are specialist insurers who will still cover diving and therefore it is best to speak to an adviser who can tailor a plan for your specific circumstances, taking into consideration the extent of your participation in any diving related activities and then based on that information can advise you of any potential changes to premium or terms.

income protection
 
diving
 
exclusion
 
hazardous pursuits
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Income Protection Insurance Questions

 
What is the difference between income protection insurance and payment protection? Which type of cover...
 
Two years ago I claimed on my income protection with positive outcome for a disease called Keraticonus...
 
I am going to take out income protection insurance but wasn’t sure what is best reviewable or guaranteed...
 
I have recently taken out a mortgage and have been told about critical illness insurance but have now...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Elizabeth Owen
10/10/2017

Sam was knowledgeable and attentive and spent a long time explaining and working out what Income Protection insurance would be best for me.

Adam Doree
04/10/2017

I researched Drewberry to make sure they would be likely to add value to the confusing process of finding suitable insurance – and they delivered completely; I was very impressed and feel like they added real value in terms of consultation and guidance. Would recommend without hesitation.

Jonathan Moss
04/10/2017

Will is fantastic went through everything in detail really helpful and ultimately ensured that I went with the best product for my circumstances. Thanks!

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1,263 Reviews
Anonymous
Overall Rating
SAM Carr was exceptional, he made my life very easy by explaining all the details very clearly whilst giving me the best advice possible for myself.

Would recommend to a friend!
Anonymous
Overall Rating
Provided the advice & guidance that I needed
M
Overall Rating
The overall experience which I have had can be summarized by Professional, Swift and friendly. I would recommend the service to others.
D
Overall Rating
Extremely helpful and rapid service at short notice.
A
Overall Rating
Very clear explanations of the options and then efficiently processed the transaction