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Exeter Family Friendly Health Choices for Me

Health Choices for Me

Policy Terms PDF     Hospitals PDF     Key facts PDF



Company Type

Friendly Society

Company Overview

Previously known as Pioneer and Exeter Friendly the two brands have been brought together to form Exeter Family Friendly.

They aim to provide transparent and affordable products, complimented by high quality and personalised service. In 2015 Exeter Family Friendly was rebranded to The Exeter.

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Health Choices for Me Overview

Exeter Family Friendly’s private medical insurance, Health Choices for Me, is a modular plan with Essential Core Cover. There are a range of modules available including: cancer cover, out-patient and manipulative treatment.


Lifestyle discounts and contributory hospice donation of £250.


Full physiotherapy, osteopathy, podiatry and chiropractic cover available.


A Cancer Cover Module covering all stages of cancer treatment and aftercare is available.


Full Medical Underwriting for individuals between the ages of 18 and 79. Fixed Moratorium for individuals up to age 65 and Continued Moratorium up to age 70 years or younger.


In-Patient & Day-Patient Treatment

An in-patient is admitted to hospital, staying in bed overnight or longer for medical reasons. A day-patient is admitted to hospital or day patient unit because they need a period of medically supervised recovery. They do not stay in a bed overnight.

   In-Patient & Day-Patient Core Cover

Hospital Charges


Covered in Full *

Specialist Fees


Covered in Full *

Diagnostic Tests


Covered in Full *



Full cover available with the Cancer Cover Module

NHS Cash Benefit


£250 per night

* At hospitals on My Hospitals List. Diagnosed cancer is only covered if the optional Cancer Cover Module is selected.



Out-patient Treatment

A patient who attends a hospital, consulting room or outpatient clinic and is not admitted as a day patient or in-patient.The Essential cover does include limited out-patient treatment. However, the Out-patient Module, Manipulative Treatment Module and Cancer Cover Module allow you to personalise the plan to suit your requirements.

Outpatient Treatment Cover

Specialist Consultations


Full cover is available with the Outpatient Module option for up to £1,000 or £500 p.a. for consultations.

Diagnostics Tests


Covered in Full. Under the Essential cover. Including CT, MRI and PET Scans at hospitals on My Hospitals List. Full cover is available for up to £1,000 or £500 p.a. with the Out-patient Module.



The Essential cover includes up to 3 sessions of post-operative physiotherapy following in-patient or day-patient surgery. Full cover or £300 per year options are available with the Manipulative Treatment Module.

Radiotherapy / Chemotherapy


Full cover provided with the Cancer Cover Module.

Additional Options

There are a range of additional options for Exeter Family Friendly’s Health Choices for Me including:
Additional Benefits

GP referred physiotherapy, osteopathy, chiropractic and acupuncture treatments.


The Manipulative Treatment Module includes full cover or a £300 per year option for physiotherapy, osteopathy, podiatry and chiropractic treatment.t

Private Ambulance


Covered in Full
When medically essential. In a land ambulance to/from/between hospitals in connection with in-patient & day-patient treatment.



A discount for excess is available for £100 or £250 per person per policy year.

Home Nursing


Covered in Full
When medically required and following in/day-patient treatment.

Parental Accommodation


Covered in Full for children up to 18 having treatment under the policy.

Age Limit for Children


21 years of age or 25 if still in full-time education.

Intensive Care


Covered in Full.

Helpline & Support


Talk to a GP, 24 hours a day, 7 days a week.

We have taken care to ensure that the information on this Drewberry owned website is accurate. However we can give no guarantee as to the accuracy of the content of the site. We accept no liability for any losses whether direct or indirect arising from errors on our part.

Exeter Family Friendly also offer a comprehensive health insurance plan called Health Cover For Me. If you have any questions or want advice from an insurance expert, please don’t hesitate to give us a call on 0208 432 7333.


Got any questions? Let us help you find a private medical insurance plan that suits your needs by either completing a quote online or calling us to speak with our PMI insurance experts.


Got any questions?
Let us help you find a private medical insurance plan that suits your needs by either completing a quote online or calling us to speak with our PMI insurance experts.

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Professional, quick and straightforward service from Victoria for the second time in a raw.
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Ceiron King did an amazing job setting up my insurance. He was meticulous to all details and made sure everything was individually tailor made to suit my circumstances. When I had queries he was able to take on board any issues and find solutions quickly. Pleasant, easy to talk to, engaging, personable chap who effortlessly made me feel that I'd found the right firm. Highly recommended.