I am looking for insurance that will pay for private hospital treatment. I’m not ill now but I’d like to be covered privately in case something happens in the future. I keep coming across insurances that sound the same and want to know if Health Insurance is the same as Medical Insurance or if there is a difference?
- Tom Conner
This is a very common question so you are not alone!
Strictly speaking the policy you are looking for is called Private Medical Insurance (PMI) but it is often referred to as Private Health Insurance, so there is no difference when you’re researching your options.
It is similar to ‘car insurance’ and ‘motor insurance’, with both plans being the same, it is just that some providers use slightly different terminology.
Just to clarify, Private Health Insurance is designed to pay for diagnostic testing, specialist consultations and treatment in private healthcare facilities (as opposed to using the NHS).
It is common for insurers to pay the private hospitals directly so you will not normally need to handle any moneys yourself.
We started Drewberry because we were tired of being treated like a number and not getting the service we all deserve when it comes to things as important as protecting our health and our finances. Below are just a few reasons why it makes sense to talk to us.
- There is no fee for our service
- We are independent and impartial
Drewberry isn’t tied to any insurance company, so we can provide completely impartial advice to make sure you get the most appropriate policy based solely on your needs.
- We’ve got bargaining power on our side
This allows us to negotiate better premiums for you than you going direct yourself.
- Benefit from our 5-star service
We pride ourselves on providing a 5-star service, as can be seen from our 2906 and growing independent client reviews rating us at 4.92 / 5.