Swans

What’s the Difference Between Health Insurance and Medical Insurance?

I am looking for insurance that will pay for private hospital treatment. I’m not ill now but I’d like to be covered privately in case something happens in the future. I keep coming across insurances that sound the same and want to know if Health Insurance is the same as Medical Insurance or if there is a difference?

Question asked by Heena Sandhu
Boat
12/04/2021

This is a very common question so you are not alone!

Strictly speaking the policy you are looking for is called Private Medical Insurance (PMI) but it is often referred to as Private Health Insurance, so there is no difference when you’re researching your options.

It is similar to ‘car insurance’ and ‘motor insurance’, with both plans being the same, it is just that some providers use slightly different terminology.

Just to clarify, Private Health Insurance is designed to pay for diagnostic testing, specialist consultations and treatment in private healthcare facilities (as opposed to using the NHS).

It is common for insurers to pay the private hospitals directly so you will not normally need to handle any moneys yourself.

If you want to understand more we have a couple of useful guides that might help:

Compare Top 10 UK Insurers

Takes approx. 60 seconds
Verified by Norton Symantec icon
 Or Call Us

Frequently Asked Questions

Contact Us

Head Office & Pensions and Investments
Senator House
85 Queen Victoria Street
London
EC4V 4AB
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry Ltd is registered in England and Wales. Companies House No. 06675912

Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. Telephone 0208 432 7333

Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning

Limited, which are authorised and regulated by the Financial Conduct Authority.

Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacycookie policy.