What’s the Difference Between Health Insurance and Medical Insurance?

Health Insurance and Medical Insurance refer to the same product. Technically speaking, the policy name is Private Medical Insurance (PMI), but it’s often referred to as Private Health Insurance, or just Health Insurance, so there’s no difference when researching your options.

It’s similar to the way “car insurance” and “motor insurance” refer to the same product, just with different terminology.

Policy Overview

Private Medical Insurance is designed to pay for diagnostic testing, specialist consultations and treatment in private healthcare facilities (as opposed to using the NHS).

Usually, insurers will pay the private hospitals directly so won’t handle any money yourself. See how to get the best Private Medical policy for your needs.

Why Speak to Us?

When it comes to protecting your health, you deserve first-class service. Here’s why you should talk to us:

• There’s no fee for our service
• We’re an award-winning independent insurance broker, working with the leading UK insurers
• You’ll speak to a dedicated specialist from start to finish
• 4125 and growing independent client reviews rating us at 4.92 / 5
• Claims support when you need it most
• Authorised and regulated by the Financial Conduct Authority. Find us on the financial services register.