Legal & General Pays £731m in Protection Claims in 2019


Legal & General has revealed its 2019 claims data. It paid £731m across all protection policies last year, with the total value of payouts policyholders received over the past 5 years standing at close to £3 billion.

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Legal & General Policyholders Receive £731m in Protection Payouts

Legal & General has just released its 2019 claims data, which reveals that the major UK insurer paid:

Legal & General’s Life Insurance Claims in Figures…

Legal & General Life Insurance paid 97% of all Life Insurance claims it received in 2019, paying out £392.4 million in total.

The three most common causes of death that triggered a payout last year were:

  • Cancer (37%)
  • Cardiac-related illnesses (18%)
  • Respiratory illnesses (5%).

Legal & General’s Income Protection Claims in Figures…

Legal & General paid Income Protection benefits to 517 families in 2019, with total payments standing at £1.13 million.

Musculoskeletal disorders (33%) were the leading cause for an Income Protection claim, followed by cancer (17%) and mental health issues (12%).

Legal & General’s Critical Illness Cover Claims in Figures…

Legal & General paid £224 million in Critical Illness Insurance claims last year across a total of 2,251 policies. Cancer accounted for 66% of all claims, followed by heart attacks (21%) and strokes (6%).

The average Critical Illness Insurance policy payout last year was £66,857.

Tom Conner Director at Drewberry
Tom Conner
Director at Drewberry

“It’s excellent to see Legal & General publish its claims statistics. With more than £700 million paid out in claims in 2019, Legal & General is one of the major insurers supporting UK policyholders and / or their families through a very difficult time in their lives.

“The total number of people Legal & General supported last year by paying claims stands at more than 15,000, a great figure to be able to write about today.”

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