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What is the Maximum Age Limit to Take Out Business Protection Insurance?

We have existing shareholder protection arrangements which might need to be extended. What is the maximum age you can take out business protection insurance to?

Question asked by Amit Chandok

We have access to a wide range of life insurers which each have their own terms with varying limits on the age at which an individual can set-up a policy and a policy can end.

These limits vary depending on the whether we are considering Life Insurance only or Life Insurance and Critical Illness Cover.

Life Insurance only for the purpose of business protection has greater age limits than the limits when including Critical Illness Cover.

Many life insurers will allow individuals to take out policies up to the age of 70 with a handful of insurers allowing new plans to be taken out up to age 80.

On the other hand life policies including Critical Illness Cover have substantially lower age limits, entry ages are normally set at a maximum of 60 years while the maximum policy cease age is often limited to 70 years old.

Drew was incredibly helpful all the way along and very responsive and patient with any questions I had (which were many). He was able to get me a much better deal on my new health insurance than I had been able to get online. A success all round!

Francesc Sale
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