Employee Benefits Explained

What's the difference between using our own trust and using the insurer's master trust for Death in Service Insurance?

There is more than one person in my company responsible for repaying my business loan. Can I get joint Business Loan Insurance to cover everyone?

Business Loan Insurance protects outstanding corporate debts. You can have both level and decreasing Business Loan Insurance; which one is right to protect your business and its commercial loans?

Business Loan Insurance protects outstanding corporate debts. If a person key to repaying that debt passes away or becomes critically ill, Corporate Loan Insurance makes sure you can repay the loan. But just how does HMRC tax this policy?

What's HMRC's tax position on Shareholder Protection? I'm considering taking it for my business and want to know how HMRC will tax Shareholder Protection...

A P11D benefit in kind requires employees to pay additional tax on company-provided benefits, such as company cars. In some instances, Shareholder Protection is a P11D — so just when is Shareholder Protection a benefit in kind?

Keyman Insurance protects a business should a key person die or become critically ill. But just who is a key person and who can take out this cover to provide business insurance?

Keyman Insurance pays out a lump sum should a key person die or become critically ill, thereby protecting your business. But how long should your Key Man Insurance last? Should you opt for long- or short-term Key Person Cover?

Once you've determined that your business needs cover, the next thing to do is work our how much Keyman Insurance you need. But how do you do this? Read on to find out...