How often do you need to re-enrol employees into a workplace pension?

My company offer our staff a workplace pension scheme, but I don’t think I fully understand the rules of pensions. If one of my employees opts out of the scheme, when do I have to re-enrol them?

Question asked by Austin Tucker

Workplace pension schemes can be difficult to decipher. There are many rules you must adhere to and legal duties to fulfil as an employer.

If an employee decides to opt out of your workplace pension, you have to re-enrol them every three years. You have to contact your employees when you re-enrol and give them the opportunity to opt out again if they wish.

Even if you don’t have any workers to re-enrol, you have to complete a re-declaration of compliance to show The Pensions Regulator you’ve carried out your legal duties.

Failure to re-enrol eligible employees and complete the necessary documentation could result in a fine for your company.

If you need any help to ensure you are meeting your requirements please do not hesitate to pop us a call on 02074425880 or email

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