Benefits for Employees
There was a 5% rise in NHS dental charges in England in 2017. According to the British Dental Association, the cost of dental treatments has influenced the type of treatments people choose to have (26%) and even caused some people to delay their dental treatments (19%).
36% of people who did not visit a dentist at all in 2016 said that this was because it was too expensive.
Health Cash Plans can cover routine dental treatment up to a certain limit each year, which means that they have one thing up on Private Health Insurance, where routine dental treatment is usually an optional add-on.
Like with dental treatment, routine optical cover is usually an optional extra with Private Health Insurance. However, it forms one of the key benefits of a Health Cash Plan.
Despite the NHS recommending that everyone have at least one eye test every 2 years, in 2016 27% of people admitted that they had not had a checkup so frequently.
Amongst these people, almost 1 in 5 said the reason behind their reluctance to have their eyes tested is that they were worried about the cost of new glasses.
With a Health Cash Plan, your employees can claim for checkups and prescriptions, which means that they stand a better chance of preserving their optical health.
Some Health Cash Plan providers offer cover for certain types of prescriptions or contribute towards the cost of prescription medication / appliances, which can make a huge difference for people with long-term health issues.
88% living in England with a long-term illness require two or more prescription items per month, and costs for these prescriptions can add up over time.
A study released by the Prescription Charges Coalition in June 2017 revealed that almost 30% of people admit to taking less than the prescribed dose of the medications they pay for.
43% of these people said that this was due to the cost of their prescription and, as a direct result of skipping or reducing the dosage of their medication, 59% of people became more ill.
Half of these people then needed to take time off work as a result of missing out on important medication.
Help with the cost of prescriptions can keep workers well and reduce employee absenteeism / lost productivity through illnesses caused by a lack of prescription medication.