Medicash Corporate Health Cash Plan [Review]

Who Is Medicash?

Medicash is one of the UK’s oldest Health Cash Plan providers – founded in 1871.

It’s won numerous awards such as Corporate Adviser’s ‘Best Cash Plan Provider’ and ‘5-Star Provider Service’ awards in 2022.

With nearly 5,000 reviews, Medicash is rated as ‘Excellent’ on Trustpilot, with 4.7 out of 5 star rating.

Medicash Corporate Health Cash Plan

With more than 600,000 customers across the UK, Medicash is one of the biggest providers of Corporate Health Cash Plans.

Offering a cash plan is a valuable employee benefit that allows your staff to recoup the costs of everyday health treatments. For example, they could claim a refund for the cost of eyewear, dental costs and prescriptions.

A Medicash plan not only covers your employees’ everyday healthcare costs, but also offers a wide range of digital and virtual wellbeing tools, such as:

  • Virtual GP
  • SkinVision
  • Mental Health Support
  • Gym Discounts.

Medicash Corporate Health Cash Plan Overview

Medicash’s Health Cash Plan includes the following features:

  • Tiered Cover
    With cover starting from £5 per employee per month, there are many choices to provide health cover for your team, even on a budget
  • Quick Claims Process
    By uploading a photo or screenshot of their receipt, employees can submit their cashback claims in a matter of minutes
  • Virtual GP
    Your employees will have 24/7 access to phone and video consultations with a GP, so they can skip waiting lists and book appointments at convenient times
  • Skin Cancer Screening
    SkinVision uses AI to screen skin issues and carry out a cancer risk assessment within 30 seconds, helping spot the early signs of skin cancer
  • Physiotherapy
    Staff will be able to use Phio, a clinically-led assessment app, to manage their physiotherapy treatment from home
  • Mental Health Support
    Medicash provides a number of 24/7 helplines to help staff talk through issues such as work stress, bereavement, and smoking awareness.

Medicash Corporate Health Cash Plan: What Does It Cover?

A Company Health Cash Plan from Medicash is a valuable employee benefit that helps staff pay for everyday health expenses. They can claim a refund on costs for optical care, dental care and therapeutic treatments.

Here’s how it works: Employees pay up front for eligible health treatment, then they submit their receipt through the Medicash app to claim a reimbursement. Refunds are usually paid within a maximum of five working days up to the agreed limit on the plan. The core cover a plan offers is outlined below.

The Core Benefits

Medicash offers different levels of its Corporate Health Cash Plan, however all plans give employees access to the following benefits.

“My Medicash” App

Staff can use the My Medicash app to view all their policy details and benefits, update their bank details, and submit claims on-the-go. They’ll also be able to view a summary of their claims, so they’ll know if they’re nearing the cover limit. If they reach the limit, they won’t be able to claim any more reimbursement until the next policy year.

Routine Dental Treatments

Most routine dental treatments are covered up to your chosen cover limit. This includes checkups, fillings, scaling, cleaning, extractions, root canals, and other minor surgery.

Dental Accident And Injury

This covers your employees if they receive an injury to their teeth and gums from a direct impact to the outside of their mouth. For example, it would cover a broken tooth from playing sports or from a fall, but not from eating something difficult to chew.

Optical Cover

This can be used towards eye tests as well as treatments. Members can claim for the cost of glasses, contact lenses, and laser eye surgery.

Virtual GP And Prescription Service

Your staff will also be able to book a consultation with a GP through the Medicash app. GPs are available for appointments 24/7 and can prescribe medication if necessary. Any prescriptions can be delivered to the employee, or to a local pharmacy for collection. Employees will still need to settle the cost of the prescription in their usual way.

Prescriptions, Inoculations, And Flu Jabs

Another great benefit is that employees are covered for the cost of prescriptions and some vaccinations, up to the policy limit. After paying for their prescription or inoculation, they’ll be able to submit their receipt through the app for reimbursement.

Specialist Consultations, Diagnostic Tests And Scans

This covers your workforce if they need to pay for certain diagnostic tests, or a consultation with a registered specialist. They’ll be able to reclaim some of these expenses within the policy limits. X-rays, CT scans, MRI scans and PET scans are all covered.

Second Opinion Service

The Best Doctors InterConsultation™ uses medical experts who are voted the best in their field by their peers. This service allows your employees to receive a deeper insight on a diagnosed medical condition. The expert might offer a second opinion on the diagnosis, or discuss the most appropriate treatment plan.

Complementary Therapies

Back, neck and shoulder pain can be common in office workers and manual workers alike. There are a range of treatments Medicash covers, which can help with these musculoskeletal conditions. Employees can claim towards physiotherapy, osteopathy, chiropractic treatments, acupuncture and sports massages. However, sports therapy and general fitness sessions are not covered.

Alternative Therapies

Employees can be reimbursed for other treatments that aren’t covered under complementary therapies. This includes allergy tests, nutrition tests, homoeopathy, reflexology, Reiki and Indian head massages. Hypnotherapy is also covered, but only as part of a treatment plan. Weight management programmes, beauty treatments and general fitness sessions aren’t eligible.

Health Screening

Staff can have their costs reimbursed for a private health screen once in each policy year. A medically qualified and insured practitioner needs to carry out the health screen at a hospital or clinic.

Nadeem Farid Head of Employee Benefits at Drewberry

Your employees can also cover their children on Medicash’s Corporate Health Cash Plan at no extra cost when it comes to certain benefits.

Up to four dependent children can be added onto the policy. The children will remain on the policy until they reach age 18, or age 24 if they’re still in full-time education. They’ll receive half the amount of cover their parents are entitled to.

Nadeem Farid
Head of Health & Wellbeing Benefits

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What Are The Different Medicash Plans?

The plan you choose for your employees will impact the amount of money they can claim back for certain health care. There are four different plans to choose from:

  • Active
  • Proactive
  • Flex
  • Bespoke.

Medicash Active

Paid by employees, for businesses on a budget

Medicash Active is a voluntary plan, meaning employees can fund their own health plan through payroll deduction or Direct Debit. The best part? It doesn’t cost your business a penny.

Basic plans start from £6.95 a month, so it’s ideal if you want to offer your employees a valuable health option – without breaking the bank.

Medicash Proactive

Cost-effective option for headcounts of 10+

Medicash Proactive in a company-paid plan that covers everyday healthcare for employees, including optical, dental, and preventative jabs. Comprehensive yet affordable, it’s suitable for all workers and companies with 10 or more employees.

Medicash Flex

Quick and easy, for the tech-savvy

Medicash Flex is a low-cost plan that can be quickly and easily dropped into your online benefits platform (such as My.Drewberry). You can offer it as a voluntary or company-paid option. It covers a range of healthcare costs, from optical and dental treatment to hospital stays.

Medicash Bespoke

Medicash Bespoke allows your business to create a Health Cash Plan that’s completely bespoke to you and your employees’ needs. This can provide greater control over the benefits you want to provide your staff.

The plan that’s best for you will totally depend on your business’s needs, and it can be hard to know where to start. That’s where our Drewberry experts come in. We live and breathe employee benefits, so give us a call on 02074425880, or email, and we’ll help you find the perfect product.

Additional Medicash Perks

The cover provided by the different Medicash plans will vary depending on the product and tier you choose. On top of the benefits that vary depending on your level of cover, there are some additional benefits that come with all Medicash plans. These are all digital benefits, available on the My Medicash app.


With skin cancer being one of the most common forms of cancer in the UK, Medicash recognises that spotting the signs early is invaluable. Medicash members have free access to the SkinVision app, which can assess skin spots and moles within 30 seconds, to identify whether cancer might be present. If signs of skin cancer are present, your employees will have clear signposting of how to proceed and guidance on their next steps.

Mental Health Support

If you’ve included an Employee Assistance Programme in your Medicash scheme, staff will also be able to use the My Medicash app for issues with their mental health. This includes speaking to qualified counsellors via a helpline or during a counselling session.


Back, neck and shoulder pain are among the leading causes of sickness-related absences. To combat this, Medicash offers a fast solution in the form of Phio. It’s a clinically-led physiotherapy assessment app, which provides remote access to physiotherapy treatment 24/7.

Phio can adapt to more than 3,000 different musculoskeletal scenarios and track users’ progress. This helps your employees undergo treatment from the comfort of their own home.


To support your team’s overall wellbeing, Medicash provides access to their mProve YOURSELF app. Staff can track their workouts, sleep, and mindfulness to see where they can improve their habits. They can then use the app to follow guided meditations, use fitness and yoga videos for their workouts, and read through self-help guides.

Gym Discounts

Keeping your workforce fit and healthy can help to prevent them from developing serious illnesses later on. In turn, this makes them less likely to miss work with sickness-related absences. Through the My Medicash app, your employees can claim discounts on several health and fitness services, including gym memberships and joining fees at:

  • Virgin Health
  • Fitness First
  • David Lloyd
  • PureGym
  • The Gym Group.

Staff who prefer working out at home can also save money. They’ll be entitled to discounts on a range of online fitness subscriptions and products. Les Mills+ subscriptions, FIIT memberships, the Fitbit range, and Digme exercise bikes are all included.

Medicash Extras

To give your employees even more savings, Medicash provides extra discounts and rewards at a number of retailers. Staff can use discount codes to save money on brands like Samsung, Ray-Ban, and Expedia. They can also earn WOWPoints through their shopping, which can later be redeemed as discount vouchers for future purchases.

How Much Does Medicash Cost?

Medicash plans are known to be a very affordable employee benefit, with some tiers costing as little as £5 per employee, per month.

Health Cash Plans come at set tiers based on the level of cover you want and the number of employees to be included. Once you’ve chosen your product, you’ll select the tier of cover you’d like and any add-ons. Then, the only other factor affecting cost will be the size of your group.

Example Cost

To give some examples, the table below shows the monthly costs for the Proactive plan. We’ve based the quotes on a company with 10 employees wanting the Medicash Proactive plan.

Proactive Cost Example


Total cost per month









Figures correct as of March 2024

These figures don’t include an Employee Assistance Programme (EAP). However this can be added to your company plan as a bolt-on.

Get Expert Help Setting Up Your Medicash Corporate Health Cash Plan

There’s lots to consider when setting up a Medicash Corporate Health Cash plan. Your budget, your team’s priority and your wellbeing strategy will all be important factors affecting which product is right for you.

Our Drewberry experts are here to help, making sure you get the most suitable cover for your people.

Working with us saves you time spent researching, and we’ll use our negotiating power to get you the best possible rates. We ❤️ employee benefits, so you don’t have to.

To speak to one of the team call 02074425880 or

Why Speak to Us?

We started Drewberry™ because we were tired of being treated like a number.

We all deserve a first class service when it comes to things as important as protecting our health and our finances. Below are just a few reasons why it makes sense to talk to us.

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Contact Us

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If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is

Drewberry Ltd is registered in England and Wales. Companies House No. 06675912

Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. Telephone 0208 432 7333

Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning

Limited, which are authorised and regulated by the Financial Conduct Authority.


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