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After automatic enrolment, employees that don’t want to remain in your workplace pension scheme can opt out. For example, if they can’t afford to pay contributions for a certain period of time, you have to allow them to opt out.
If they opt out within 1 month of the date they were auto-enrolled, you will have to refund any money they paid into their pension pot. If they opt out after 1 month, there’s no obligation for you to refund their contributions.
For staff to leave the scheme, they’ll have to complete an opt-out notice from the pension provider and give this to you.
If you need help managing your auto-enrolment workplace pension scheme please don’t hesitate to pop us a call on 02074425880 or emailing help@drewberry.co.uk.
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I’m currently setting up a workplace pension for my staff. Can those I auto-enrol to the scheme opt out if they want to?
