Can I get life insurance if I go gliding as a hobby?

I frequently go gliding as a hobby, i’m looking to get life insurance as a cushion for my family should they need it to help pay the mortgage? Will my hobby be included so if i do have an accident it won’t interfere with a claim?

Question asked by Glen Hall
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Answered by Sam Barr-Worsfold

What the insurers will want to know

It is possible to get life insurance if you partake in hazardous past times such as gliding. As there is an increased risk to the insurer by partaking in hazardous sports or hobbies, it is likely that this will result in an increased premium.

Whether they take this approach will depend on a number of factors such as your level of experience, where you fly, how frequently you fly and the type of glider you fly.
All insurers take different underwriting approaches and some will adopt a stricter philosophy than others.

Speak to an adviser

Therefore, if you participate in any hobbies such as gliding it would be best to discuss your options with an adviser, like Drewberry, as the premiums quoted on comparison sites will not consider this extra risk and therefore the premiums quoted online may not be accurate.

life insurance
 
gliding
 
hazardous hobbies
 
extreme sports
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
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