Answered by Abs Mechial
Typical information the providers will want to know
Each insurer has their own way of measuring risk, therefore each insurer will view things differently. There are a few variants that the insurers will consider when it comes to covering sailing. For example, LV, one of the leading UK insurers will ask the following questions:
- Type of sailing, e.g. recreational or cross Atlantic racing?
- What crafts do you sail?
- Which areas do you sail to?
- Number of crew members?
Based on the responses to these questions, the insurer can then provide a final decision, with the worst case scenario being an increase to the premium (unless you are a professional sailor where it’s possible the insurer could decline cover altogether).
Drewberry can help…
To summarise, you can cover sailing with the majority of UK insurers, it’s just a case of finding which insurer will be the most suitable for your specific sailing activities. This research can be done by one of our advisers on your behalf at no extra cost.
Frequently Asked Life Insurance Questions
I would like to say thank you to Ciaran King for his professionalism, respect and sensitivity with dealing with my income protection insurance.
Was extremely impressed with the service we received from Michael. He was so helpful with good advice and saved us money. The policy was set up and running with in a couple of days. Would definitely recommend to friends. Thank you.
Sam Carr was very knowledgeable, efficient, called when he said he would and kept me updated through out the process.