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Does Life Insurance Cover Motorbike Riding?

I’m a keen motorcyclist and want to get Life Insurance. Will I be covered and my partner receive a payout if I have an accident and the worst happens?

Question asked by Andrew Thomas

Risk Level for Motorcycle Riding and Life Insurance…

If you are a motorcyclist and enjoy the daily ride to work or at the weekend all life insurers will be willing to cover you, but there may be some impact on the premium depending on the insurer and the engine capacity of your bike.

If however you like to take your motorcycling more competitively and enjoy amateur racing then it depends on how the insurers will perceive this risk. Their decision will depend on a number of different variables such as the engine size, what type of racing you do and whether it is just in the UK or further afield.

Speak to an adviser

Your adviser will be able to get all the required information from you and discuss your personal situation with each insurer and find out which one will be best for your circumstances.

If you would like any help with this we are very used to speaking to life insurers on behalf of our clients in order to try and obtain them the best terms, and there is no fee for this service.

Drewberry set up our insurance and were really helpful and made it very easy. I was really pleased at how responsive they are and how friendly and easy they made the whole process. I am delighted to be working with them.

Tara Wavre
13/03/2019
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