Does life insurance cover motorbike riding?

I’m a keen motorcyclist and want to get life insurance. Will i be covered and my partner receive a payout if i have an accident and the worst happens?

Question asked by Andrew Thomas
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Answered by Samantha Haffenden - Angear

An overview on how risky the insurers perceive motorcycling

If you are a motorcyclist and enjoy the daily ride to work or at the weekend all life insurers will be willing to cover you, but there may be some impact on the premium depending on the insurer and the engine capacity of your bike.

If however you like to take your motorcycling more competitively and enjoy amateur racing then it depends on how the insurers will perceive this risk. Their decision will depend on a number of different variables such as the engine size, what type of racing you do and whether it is just in the UK or further afield.

Speak to an adviser

Your adviser will be able to get all the required information from you and discuss your personal situation with each insurer and find out which one will be best for your circumstances.

If you would like any help with this we are very used to speaking to life insurers on behalf of our clients in order to try and obtain them the best terms, and there is no fee for this service.

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This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
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