Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies including for ad personalization.
If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.
But just what are these illnesses?
The most common illnesses employees claim for under these policies are:
However, ‘core’ cover under a Group Critical Illness policy typically protects against a total of 10-12 serious illnesses.
As well as the above three, these usually include:
Should a worker develop one of these conditions at the severity outlined in the policy, they’ll receive a lump sum payout.
You also have the option to include a list of ‘further’ or ‘additional’ illnesses on the policy. This will be for an extra premium, but will expand the scope of the protection.
Doing so adds cover for 20-25 or so additional serious illnesses, including conditions such as:
Ultimately, the best way to work out what your scheme covers is to consult your policy wording. This should have a list of the illnesses the scheme covers and the severity criteria that must be met for the employee to make a successful claim.
I’m considering Group Critical Illness Insurance for my employees. Before I do, I’d like to know what exactly Group Critical Illness Insurance covers and in what circumstances my workers would be able to claim?
