What is the maximum age for Income Protection Insurance?
I want to take out this cover but loads of places have declined to quote stating that I am over the maximum entry age, I’ve recently turned 60. Can I get cover from anywhere?
Answered by Andrew Jenkinson
Cover over the age of 60
Yes, you are able to get cover so don’t worry. This is a common issue as there are a large number of people who have plans that end at age 60 only to find that their cover can’t be extended upon reaching age 60, even though they plan to continue working.
It is a shame that the vast majority of income protection insurers have a maximum entry age of 59 years old (which is very frustrating) but luckily there are a couple of insurers with a maximum age to take out cover of 64 years old. With these insurers it is even possible for the plan to run up to the age of 70 years old.
Need some help?
Please don’t hesitate to give us a call on 02084327333 and we can talk through your situation and email you some suitable income protection options to consider.
Frequently Asked Income Protection Insurance Questions
Josh at Drewberry was extremely helpful and friendly in answering my many questions about the policy before I went ahead.
Drewberry was the only website I could find that would give me an indicative Relevant Life cover quote. Victoria at Drewberry was very helpful throughout the whole application process.
They gave me good advice and weren’t pushy! I felt that I was getting what I asked for and I’m happy with the final product that I bought.
