What is the maximum age for Income Protection Insurance?

I want to take out this cover but loads of places have declined to quote stating that I am over the maximum entry age, I’ve recently turned 60. Can I get cover from anywhere?

Question asked by Nicholas Hill
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Answered by Andrew Jenkinson

Cover over the age of 60

Yes, you are able to get cover so don’t worry. This is a common issue as there are a large number of people who have plans that end at age 60 only to find that their cover can’t be extended upon reaching age 60, even though they plan to continue working.

It is a shame that the vast majority of income protection insurers have a maximum entry age of 59 years old (which is very frustrating) but luckily there are a couple of insurers with a maximum age to take out cover of 64 years old. With these insurers it is even possible for the plan to run up to the age of 70 years old.

Need some help?

Please don’t hesitate to give us a call on 02084327333 and we can talk through your situation and email you some suitable income protection options to consider.

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This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
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