Can I Get Critical Illness Insurance If I’ve Had Cancer?

I’ve recently had cancer and although I’m now in remission it’s made me think about my finances and protecting my family should I fall ill again in the future. Is it possible to get Critical Illness Insurance after I’ve had cancer?

Question asked by Ruth Stone
02/08/2023

Critical Illness Cover After Cancer? Watch Our FAQ Video

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Buying Critical Illness After You’ve Suffered Cancer

It is possible to get Critical Illness Cover if you’ve had cancer. However, this will depend on a number of medical factors such as:

It’s more difficult to obtain Critical Illness Cover if you’ve had cancer but it really does depend on the details.

If an insurer does accept your application it is likely that they will exclude cancer from the policy. This means you may not be covered if the cancer returns.

In some cases an insurer may not place a cancer exclusion on your policy. For example, if you had a less severe form, such as non-invasive skin cancer. However, each insurer will differ.

Speak To One Of Our Expert Advisers

If you would like further advice then please don’t hesitate to get in touch. One of our expert team would be more than happy to help. Just pop us a call on 02084327333 or email help@drewberry.co.uk.

We’ll ask you some details about the type of cancer you experienced and then go and speak with each of the leading insurers. We will narrow which are likely to offer you the best terms and help you arrange cover that suits your specific needs.

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