Answered by Tom Conner
Stress related illnesses are included with most insurers
Income protection insurance can cover stress related illnesses and mental illnesses, in fact in 2011 31% of claims with the insurer LV were for Mental Disorders, e.g. stress.
Generally income protection policies do not have standard exclusions but please bear in mind that most insurers will not cover you for a pre existing condition. However the good news is that as the income protection policies are underwritten upfront it is clear from the outset what is covered and what is not.
If you’re looking to take out income protection we are on call to help you navigate the different options out there. We offer a fee free service and have access to the whole of market.
Frequently Asked Income Protection Insurance Questions
Excellent service at convenient times of the day specified by me. All product options were clearly outlined and I am very pleased.
First class service. Helped me through the process from start to finish. Egle and Francis were very professional and talked me though all my options. Once the policies were set up, the after care after was also first class. Highly recommend. 5 stars all day long.
Victoria was very helpful about selection of suitable insurance. She always answered all questions in a timely manner.