Answered by Tom Conner
Thanks for your question.
With regards to the sickness side of the plan most insurers would only be interested in seeing evidence of your earnings upon making a claim. For example, they may want to see your tax return or pay slips to prove that you are covered within their limits (which ranges from 50% to 70% of pre-tax earnings).
However, there are some insurers that do not require any evidence of earnings so even if your income is low you can still gain sufficient cover provided that you work over 16 hours per week. Thus, for sickness insurance cover it is possible to gain protection (you are best speaking to one of our advisers though to get the right plan).
For redundancy / unemployment cover most insurers have very strict claiming requirements if you’re self employed or a contract worker so we do not provide advice on these plans for these workers.
Get in touch…
I hope that helps. Feel free to call us to run through.
Frequently Asked Income Protection Insurance Questions
They were patient thorrgh and good value for money. I regret not using them before and I will use them again in the future.
Very excellent service and informative. All options were offered and I had to make my own decision at the end. Would recommend.
Very efficient and well instructed service with polite staff, I felt Drewberry really did do their utmost to find the best deal for me personally.