I’ve recently had a heart attack and it’s really made me look at my finances. I would like to take out Critical Illness Insurance in case anything happens to me, leaving my wife with a large mortgage to pay on her own.
This question isn’t as straightforward as just a yes or a no. It depends on a number of health and lifestyle factors as to whether terms would even be offered for Critical Illness Cover if you have already suffered a heart attack.
Factors that would be taken into account include:
The best way to move forward is to obtain as much information as possible about the heart attack from your GP or surgeon and give that to your financial adviser.
Once your adviser has this information, they can speak to each insurer’s underwriting department to establish which insurer will offer you the most favourable terms with the best price.
As independent protection advisers we would be able to do this for you and there would be no fee to pay for this service.
Give us a call today on 02084327333 or email firstname.lastname@example.org.
Michael Barrow was absolutely awesome, professional and truly helpful all the way setting up our insurance policy, made it super easy to select the right one. Highly recommend him for everyone. Thank you so much for your hard work Michael.