Can I Get Critical Illness Insurance If I’ve Had Cancer?

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Buying Critical Illness Insurance After You’ve Suffered Cancer

It is possible to get Critical Illness Cover if you’ve had cancer. However, this will depend on a number of medical factors such as:

  • The severity / stage of the cancer and whether there was lymph node involvement
  • The type of cancer
  • The date of your last symptoms
  • The treatment you had (e.g. chemotherapy vs surgery)
  • It’s more difficult to obtain Critical Illness Cover if you’ve had cancer but it really does depend on the details.

If an insurer does accept your application, it’s likely that they’ll exclude cancer from the policy. This means you may not be covered if the cancer returns.

In some cases an insurer may not place a cancer exclusion on your policy. For example, if you had a less severe form, such as non-invasive skin cancer. However, each insurer will differ.

Speak To One of Our Specialist Advisers

Want to chat through your options? Our specialist team is here to help. Call on 02084327333 or email help@drewberry.co.uk to speak to a friendly adviser.

We’ll ask you some details about the type of cancer you experienced and then speak with each of the leading insurers on your behalf. We’ll shortlist the providers most likely to offer you the best terms and help you arrange cover that suits your specific needs. It doesn’t cost you a penny to set up your policy through us, and your purchase is fully protected by the FCA.

Why Speak to Us?

We started Drewberry™ because we were tired of being treated like a number.

We all deserve a first class service when it comes to issues as important as protecting our health and our finances. Below are just a few reasons why it makes sense to talk to us.

Critical Illness Cover After Cancer? Watch Our FAQ Video

Does a previous diagnosis of cancer affect your eligibility to buy Critical Illness Cover? Get a specialist overview from Drewberry’s Independent Protection Specialist, Alex Weir 👇

Contact Us

Head Office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
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If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry is a trading name of Brown & Brown Health and Employee Benefits Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 312878. Registered in England and Wales (company number 3910149). Registered address: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.

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