Can I Get Critical Illness Insurance If I’ve Had Cancer?

Buying Critical Illness Insurance After You’ve Suffered Cancer

It is possible to get Critical Illness Cover if you’ve had cancer. However, this will depend on a number of medical factors such as:

• The severity / stage of the cancer and whether there was lymph node involvement
• The type of cancer
• The date of your last symptoms
• The treatment you had (e.g. chemotherapy vs surgery)
• It’s more difficult to obtain Critical Illness Cover if you’ve had cancer but it really does depend on the details.

If an insurer does accept your application, it’s likely that they’ll exclude cancer from the policy. This means you may not be covered if the cancer returns.

In some cases an insurer may not place a cancer exclusion on your policy. For example, if you had a less severe form, such as non-invasive skin cancer. However, each insurer will differ.

Speak To One of Our Specialist Advisers

Want to chat through your options? Our specialist team is here to help. Call on 02084327333 or email help@drewberry.co.uk to speak to a friendly adviser.

We’ll ask you some details about the type of cancer you experienced and then speak with each of the leading insurers on your behalf. We’ll shortlist the providers most likely to offer you the best terms and help you arrange cover that suits your specific needs. It doesn’t cost you a penny to set up your policy through us, and your purchase is fully protected by the FCA.

Why Speak to Us?

When it comes to protecting yourself and your finances, you deserve first-class service. Here’s why you should talk to us:

• There’s no fee for our service
• We’re an award-winning independent insurance broker, working with the leading UK insurers
• You’ll speak to a dedicated specialist from start to finish
• 4122 and growing independent client reviews rating us at 4.92 / 5
• Claims support when you need it most
• We’re authorised and regulated by the Financial Conduct Authority. Find us on the financial services register.

Critical Illness Cover After Cancer? Watch Our FAQ Video

Does a previous diagnosis of cancer affect your eligibility to buy Critical Illness Cover? Get a specialist overview from Drewberry’s Independent Protection Specialist, Alex Weir 👇