Life Expectancy Calculator

Online Quote & Apply
13/01/2026
5 mins

Your Life Expectancy

Your life expectancy refers to how long you’re estimated to live. It’s based on a variety of factors, such as your sex and your current age.

We’re all living longer than ever, outliving our parents and grandparents before us. This is for a number of reasons, including lower rates of smoking, less dangerous occupations and improvements / advances in healthcare.

However, while this is undoubtedly a good thing, it does mean that retirement arrangements such as pensions are having to stretch for longer to take into account our advancing life expectancy.

How long are you expected to live? It’s important to get an idea of this for a number of reasons, including planning for later life and working out whether Life Insurance is important. This calculator works that out for you so you can be forewarned and forearmed.

How the Life Expectancy Calculator Works

Rather than giving you the age at which you’re expected to die, Drewberry’s Life Expectancy Calculator works out your chances of surviving to a given age.

It’s based on life expectancy and mortality calculation from the Office for National Statistics. You simply enter your age and sex and the age you’re hoping to live to. The calculator then returns the probability of you living to your chosen age.

Life Expectancy Calculator

A bit morbid we know, but this tool works out the risk of you passing away based on ONS Life Expectancy Data

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  • years
  • years

Need Some Advice?

Whether you’re using our Life Expectancy Calculator to work out how long you’ll need your financial protection to last or to see if Life Insurance is worthwhile, it’s worth getting advice to ensure you’re considering.

Why Speak to Us?

When it comes to protecting yourself and your finances, you deserve first-class service. Here’s why you should talk to us:

  • There’s no fee for our service
  • We’re an award-winning independent insurance broker, working with the leading UK insurers
  • You’ll speak to a dedicated specialist from start to finish
  • 4084 and growing independent client reviews rating us at 4.92 / 5
  • Claims support when you need it most
  • We’re authorised and regulated by the Financial Conduct Authority. Find us on the financial services register.

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Contact Us

Head Office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
Personal Insurance & Accounts Payable
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125-135 Preston Road
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BN1 6AF
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If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry is a trading name of Brown & Brown Health and Employee Benefits Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 312878. Registered in England and Wales (company number 3910149). Registered address: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.

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