Does income protection cover sailing?

I’m considering taking out Income protection and was wondering if I was to have an accident whilst sailing would i be covered?

Question asked by Stan Cook
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Answered by Oliver Evans

Cover depends on the kind of Sailing that you do

There are a number of variables which can come into if play for income protection insurers to cover sailing.

In general, leisure sailing in dinghies or yachts in a lake, reservoir or offshore can be covered.

This does depend greatly on the insurer however and also on the history of the applicant. It can help if there have been no prior injuries from the sailing and also if the applicant has any sailing qualifications.

Speak to an adviser

It is always best to discuss the specifics of your sailing with an adviser so that they can get a full understanding of your circumstances and research which provider is going to be best for you. That way once you have decided on an income insurance plan that fits your needs, you can be fully aware of the terms and conditions that the insurer will cover you with. This would be communicated to you by your adviser.

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This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
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