Does income protection cover sailing?

I’m considering taking out Income protection and was wondering if I was to have an accident whilst sailing would i be covered?

Question asked by Stan Cook
Compare Top 10 UK
Takes approx. 60 seconds
Type of Policy
Income Required
Date of Birth

Answered by Oliver Evans

Cover depends on the kind of Sailing that you do

There are a number of variables which can come into if play for income protection insurers to cover sailing.

In general, leisure sailing in dinghies or yachts in a lake, reservoir or offshore can be covered.

This does depend greatly on the insurer however and also on the history of the applicant. It can help if there have been no prior injuries from the sailing and also if the applicant has any sailing qualifications.

Speak to an adviser

It is always best to discuss the specifics of your sailing with an adviser so that they can get a full understanding of your circumstances and research which provider is going to be best for you. That way once you have decided on an income insurance plan that fits your needs, you can be fully aware of the terms and conditions that the insurer will cover you with. This would be communicated to you by your adviser.

income protection
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
Need help? 
Call us on 

Frequently Asked Income Protection Insurance Questions

I’m looking for some kind of sick pay cover but can’t find very much information about it,...
I occasionally smoke cannabis and was wondering if it would matter if i was to apply for income protection?...
I can see that some plans seem to base the amount of income protection cover on earnings, often as a...
I’m looking at getting income protection cover. Is there a plan i can get that would cover me for...
Need Help? Live chat now and get an instant answer from our Experts...


Our Latest Reviews
Edward Brampton

They were patient thorrgh and good value for money. I regret not using them before and I will use them again in the future.

Fiona Katumwa

Very excellent service and informative. All options were offered and I had to make my own decision at the end. Would recommend.

Graham Mccollum

Very efficient and well instructed service with polite staff, I felt Drewberry really did do their utmost to find the best deal for me personally.

We are rated 4.9/5 based on 1320 independent client reviews.
To read more of our independent client reviews click here →
4.92 / 5 Average
1398 Reviews
Overall Rating
Very supportive and helped to choose effective product.
S Cutter
Overall Rating
Very professional and easy to deal with. Jake treated me like a human being and made me feel like a valued customer.
Overall Rating
Applied for an income protection plan and owing to medical condition had to make a few changes and Victoria from drewberry was really helpful
P Monaghan
Overall Rating
Courteous, prompt and clear service
D Lewis
Overall Rating
I was having trouble finding a suitable income protection policy online and was unclear about what I should be looking for, so I contacted Drewberry. The process was very quick and straightforward. They called me and explained how this type of insurance works, and then went through series of questions about my circumstances to try and find the right cover for me. They came back to me the next day with several suitable options and emailed all the relevant information clearly laid out. Michael Barrow, the advisor I spoke to, was happy to explain things in detail and answer any questions I had. I would definitely recommend Drewberry as they took all the hassle out of a confusing search.