Getting Critical Illness Cover Without A Life Insurance Policy
Yes, you can absolutely take out Critical Illness cover without taking out Life Insurance too. They’re often sold together, but Critical Illness Insurance is a separate product in its own right.
Standalone Vs Combined Cover
Although you can take out a standalone Critical Illness policy, it’s not always the most cost-effective option.
There are tax benefits which insurers receive on Life Insurance, meaning it’s often cheaper to take out combined Life and Critical Illness Insurance rather than just Critical Illness on its own. Compare quotes online to check out the price difference.
What If You Already Have Life Insurance?
If you already have a Life Insurance Policy, the best thing to do is speak with a financial adviser. Without knowing other information such as medical history or the cost of your current policy, it’s hard to say what the right option would be. A specialist adviser will look at your current lifestyle, health and budget and tailor a recommendation to your specific needs.
WATCH: Standalone Critical Illness Insurance Explained
Our own Alex Weir explains your options for Life Insurance with Critical Illness Cover 👇
Talk To A Friendly Specialist
To ensure you get the most suitable cover for your budget and needs, we’d always recommend speaking with an adviser. Our friendly specialists are on hand to help, so give us a call on 02084327333 or email us at help@drewberry.co.uk.
Why Speak to Us?
When it comes to protecting yourself and your finances, you deserve first-class service. Here’s why you should talk to us:
- There’s no fee for our service
- We’re an award-winning independent insurance broker, working with the leading UK insurers
- You’ll speak to a dedicated specialist from start to finish
- 4063 and growing independent client reviews rating us at 4.92 / 5
- Claims support when you need it most
- We’re authorised and regulated by the Financial Conduct Authority. Find us on the financial services register.