What is Automatic Pension Enrolment?

My boss has told me that we are going to be automatically enrolled in a pension scheme through work, what does this mean?
Question asked by Tristan Hoyes
31/12/2022

The Government introduced new rules in 2012 which require all employers to offer a workplace pension, into which they must automatically enrol all eligible workers.

Both you and your employer make contributions into the scheme. You must be enrolled in your workplace pension scheme if you:

  • Are not already in a suitable workplace pension scheme
  • Are at least 22 years old, but under State pension age
  • Earn more than £10,000 a year (tax year 2014-15), and
  • Work in the UK.

As long as you meet these criteria you’ll also be covered if you’re on a short-term contract, or an agency pays your wages, or you’re away on maternity, adoption or carers’ leave. The scheme is being rolled out gradually starting with the biggest employers first, but since 2018 the rules have applied to all employers.

You can opt out if you want to, but the aim of the scheme is to encourage people to save for later life, and if you do so you’ll miss out on your employer’s contributions and tax relief.

Our Services & Tools

See Your Financial Future
Find > Organize > Simplify
We exist to improve your financial wellbeing

We use clever technology to bring your financial future to life

  • Find, organise and simplify your Pensions, ISAs and other investments.
  • Plan your financial future and put a strategy in place to achieve this.
  • Regularly review how you are doing to make sure you stay on track.

Frequently Asked Questions

Contact Us

Head Office & Pensions and Investments
Senator House
85 Queen Victoria Street
London
EC4V 4AB
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry Ltd is registered in England and Wales. Companies House No. 06675912

Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. Telephone 0208 432 7333

Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning

Limited, which are authorised and regulated by the Financial Conduct Authority.

Cookies

Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies including for ad personalization.

If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.

Deny
Approve