Can you take out a life insurance policy with critical illness cover?

I’m considering either a critical illness policy or a life insurance policy, is there anything that’s combined?

Question asked by Philip Morrison
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Answered by Andrew Jenkinson

Thanks very much for your question.

With life insurance policies it is possible to include critical illness cover which means that the plan would pay out if you were to suffer a serious illness or injury. Policies typically cover around 30- 50 medical conditions, including cancer, heart attack and stroke. The exact conditions covered will vary according to the provider and will be stated in the policy documentation.

With mortgage life insurance critical illness cover can be added to level term and decreasing term policies.

critical illness insurance
 
life insurance
 
combined policy
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
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