Answered by Andrew Jenkinson
Thanks very much for your question.
With life insurance policies it is possible to include critical illness cover which means that the plan would pay out if you were to suffer a serious illness or injury. Policies typically cover around 30- 50 medical conditions, including cancer, heart attack and stroke. The exact conditions covered will vary according to the provider and will be stated in the policy documentation.
With mortgage life insurance critical illness cover can be added to level term and decreasing term policies.
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