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Boots Travel Insurance [Review]

 

This Travel Insurance Review

Alicia Hempstead - Drewberry
Written by:
Alicia Hempsted
Content Manager at Drewberry
⏰  7 min read

Founded

1849

Company Type

Subsidary

Company Overview

Boots UK is part of the Retail Pharmacy International Division of Walgreens Boots Alliance, Inc. Boots is also one of the UK’s best-known retailers and providers of pharmaceutical, health and beauty products and services.  Read Drewberry's Boots Travel Insurance review.

In partnership with Travel Insurance Facilities PLC, the retailer released its own branded Boots Travel Insurance, specialising in affordable cover for customers with health problems.

As wells as offering multi-trip and single trip cover, Boots Travel Insurance policies have 5 different levels of cover to choose from: Lite, Bronze, Silver, Gold and Platinum.

Review the key facts about Boots Travel Insurance.

Boots Travel Insurance Review

Boots offer a 15% discount across their Travel Insurance policies if you apply online.

 

Boots will cover  many medical conditions including diabetes, high blood pressure, heart conditions and cancer, provided they have been declared and accepted in writing. This will be assessed on a case-by-case basis at the time of application.

 

Boots have no upper age limit on single trip policies, so elderly family members that may not normally be given cover will be covered under a Boots Travel Insurance policy. This includes covering many chronic conditions associated with age, coverage for which will again be assessed on a case-by-case basis at application.

 

Boots offer 5 different levels of cover, ranging from low-cost to highly comprehensive. This allows you to choose the right amount of cover to suit your budget and your needs.

 

Each Boots Travel Insurance policy comes with a standard ‘Activities Pack’ which provides you with cover for around 100 holiday activities. If, however, you would like to be covered for more risky or dangerous activities, you will need to pay more to add different Activity Packs to your policy that cover more activities.

 

Standard Travel Insurance from Boots does not cover you if you are on a cruise. Instead, Boots sells an extension specifically for cruise holidays as well as extensions to cover overseas weddings and golfing events.

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Boots Travel Insurance
Apply Online Now to Save 15%!
Platinum is the highest level of Travel Insurance from Boots and offers you highly comprehensive cover.

Boots Travel Insurance Policy Summary

Lite

Boots Lite Core Cover

Cover

Cover Limit

Medical Cover

£1,000,000

Hospital Benefit

£15 per night
Maximum £150

Accidental Death & Disability Benefit

£5,000

Cancellation Cover

£1,000

Delay Cover

£10 per 12 hours
Maximum £100

Personal Possessions Cover

£1,000

Currency Cover

£150

Passport Cover

£100

Personal Liability Cover

£1,000,000

Emergency Dental Cover

£100

Single Trip Key Facts

Multi-Trip Key Facts

Boots Travel Cover key facts Boots Travel Cover key facts

Policy Terms

Boots Travel Cover Terms

Bronze

Silver

Gold

Platinum

Optional Add-On Cover

 

Glossary of Travel Insurance Cover Terms

  • Accidental Death & Disability Benefit: If someone under a Boots Travel Insurance policy dies or becomes severely disabled while abroad, this cover will pay out a benefit.
  • Airline Cover: This cover will pay out if the airline you are scheduled to fly with fails either before embarking on your journey or while you are abroad.
  • Cancellation Cover: If unforeseen circumstances force you to cancel your holiday or cut it short, this cover will refund you some or all of the price of your holiday.
  • Currency Cover: If your holiday money is stolen or lost while you are abroad, this cover will reimburse you for the money you lost.
  • Delay Cover: If your international flight, train, or boat is delayed by more than 12 hours, this cover will pay out every 24 hours.
  • Emergency Dental Cover: If you suffer a dental emergency while abroad, this cover will cover the cost of fast emergency dental treatments.
  • Extended Activities Packs: ‘Activity Packs’ each contain a list of activities that can be covered by your policy. With your policy, you are given a standard pack that contains typical activities. But, if you want to cover more activities, you can choose from 7 additional Activity Packs that you can add to your policy.
  • Force Majeure Cover: This will cover some of the cost of accommodation, travel and food if an uncontrollable event prevents you from returning home, such as a natural disaster, ash cloud, or other acts of nature.
  • Gadget Cover: This cover will pay out if you damage any electronics while you abroad, including phone, electronic tablets, and laptops. Payouts will only cover the cost of repairs and not replacements.
  • Hospital Benefit: If you are admitted to hospital while abroad, Boots will pay out a small benefit of £50 for each night you spend in hospital.
  • Medical Cover: This cover will pay out to cover the cost of any emergency medical treatment you may need while outside the UK. This payout can also cover any additional travel or accommodation costs associated with your treatment.
  • Passport Cover: This cover will pay out if your passport is lost or stolen while you are abroad, helping you afford a fast replacement.
  • Personal Liability Cover: If en event occurs that you are legally liable to pay for, such as damage to another person’s property or accidental injury, Boots will pay out to help you cover the costs associated.
  • Personal Possessions Cover: If your possessions are lost, stolen, damaged or delayed, you will receive a payout to cover the cost of repairs or replacements. Payouts are limited to the cost of repairs or original purchase price of the item.
  • Pet Care Cover: If you are delayed from coming home and have a pet that is being cared for by a kennel or cattery, your Boots Travel Insurance will cover the cost of extending your pet’s stay until you are able to return home. Uniquely, Boots also allow you to use this cover to pay for your parking if you left your car in a pre-paid parking space.
  • Winter Sports Cover: Extends your policy’s cover to include winter sports. This means that you will be able to receive compensation for injuries, bought or rented equipment, and pre-paid ski packs and passes. You can also claim if there is no snow when you arrive.

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Review Boots Travel Insurance key comparison points and features.

Additional Information about Travel Insurance from Boots

 

Key Comparison Points for Boots Travel Insurance

  • Platinum and Gold Travel Insurance from Boots includes highly comprehensive cover, especially in terms of cover for injuries and health problems. While abroad, you can claim to replace prescription glasses and medication and if you suffer injury while travelling, you can claim for corrective surgery, physiotherapy, and home help once you return to the UK.
  • Boots offer a range of different policies to cover your travels. In addition to having 5 different levels of cover, they also offer a choice of Single Trip policies, Multi Trip policies, and Longstay policies, all of which can be tailored for couples, families, and students.
  • Boots are willing to cover pre-exisiting medical conditions provided you declare these conditions when you take out your policy. If in the time between taking out your policy and going abroad your health takes a turn, you will need to declare your health problem before leaving on your trip, otherwise you will not be covered for the condition.
  • Lite and Bronze Travel Insurance policies from Boots have very limited cover compared to Gold and Platinum, covering only the basics. For example, they will not cover you if you are mugged or if you need an emergency replacement prescription. However, if you are only looking for a simple policy, Lite and Bronze are the lest expensive options.
 

Boots Travel Insurance Execss

Each level of Travel Insurance cover has a different level of Excess that you will need to pay when you claim certain types of cover.

Cover Level

Excess

Lite Cover

£100

Bronze Cover

£75

Silver Cover

£60

Gold Cover

£50

Platinum Cover

Nil

 

Policy Exclusions

General Exclusions

  • Existing medical conditions that have been not been disclosed to your insurance provider.
  • If the person injured or the item damaged or lost is involved in a deliberate criminal act.
  • If you have been refused by your carrier to travel for whatever reason.
  • If you were under the influence of non-prescribed drugs, alcohol, or solvents during the incident.
  • Delay, confiscation, detention, requisition, damage, destruction or any prohibitive regulations by Customs or other government officials or authorities of any country.
  • You are travelling against the advice or recommendations published by the Foreign and Commonwealth Office applicable at the time of your departure.
  • Suicide, self inflicted injury, or wilful exposure to danger.
  • You are piloting or travelling in an aircraft that is not licensed to carry passengers.
  • War, terrorism, invasion, revolution, or damage or loss to property while under the order of any government, public or legal authority.

Gadget Cover Exclusions

  • If the damage or lost electronic device is more than 48 months or was not in full working order before travelling.
  • Any theft, loss or damage that occurs to your electronic devices whilst travelling on public transport or on an aircraft unless they are being carried in your hand luggage or on your person.
  • If the electronic item was not purchased in the UK as new or refurbished with evidence of ownership.
  • Any electronic items over the value of your maximum level of cover.

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REVIEWS
EXCELLENT
4.92 / 5 Average
1547 Reviews
R Steer
Overall Rating
Josh, Nick & Sam helped me set up PHI & Life insurance when I set up my own company. The application process wasn't straight forward due to my medical history, but the team made everything as simple as possible.
C Ash
Overall Rating
I have not started my health cover yet, bus so far the introduction has been very efficient and speedy.
G White
Overall Rating
Clear and concise information
D Muirhead
Overall Rating
Excellent personal service from Matthew Giles, made sure we received a tailor made quote that ideally suited our requirements as a family
S Walker
Overall Rating
Great service, independent advice, not pushy and very consultative. I would have no hesitation in recommending.