Answered by Tom Conner
Firstly, the majority of critical illness claims are paid. Most insurers’ payout rates are over 90% of all claims made. You can use our claims payment tool to see each individual insurer’s payout rate.
Those which are turned down are mostly because of non-disclosure. This is why it is vital to provide full details of your medical history – including any visits to your GP. You cannot provide too much detail – in fact it is better to do this than risk having a claim rejected.
At Drewberry, we spend as much as you need providing details on medical issues and have a dedicated client support team to take you through the application. Provided you disclose all the relevant information and if necessary, a GP report is supplied, you should not be concerned about a valid claim being rejected.
Frequently Asked Mortgage Protection Insurance Questions
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