I’ve recently had a pulmonary embolism, is that covered under my Critical Illness Insurance?
- Samantha Haffenden-Angear
- Independent Protection Expert
I have reviewed some insurer documentation and generally a pulmonary embolism does not fall under a critical illness claim.
Conditions defined as critical illness do vary from insurer to insurer and include conditions such as cancer, heart attack, stroke, multiple sclerosis, blindness and kidney failure. To find the exact list you would need to look at your policy documentation. There will be a list of around 40 conditions.
Any medical conditions resulting from the pulmonary embolism may be covered by the policy so you could also check for these.