Is a joint critical illness policy paid in full or split?

I have £100,000 critical illness cover with my partner and wanted to know whether it pays out 50% for each of us should something happen to us or whether is pays out the full £100,000

Question asked by Peter Fordham
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Answered by Tom Conner

The joint critical illness policy would be paid out on the first event. This means that if you or your partner were to suffer a serious illness or injury covered by the policy it would pay out in full and then terminate.

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