Your Benefits & Discounts

Your Benefits & Discounts

As a valued employee you are entitled to a number of employee benefits which are administered by Drewberry™
Income protection

Group Life Insurance

Pays out a tax-free cash lump should you pass away whilst in employment. The death doesn't have to be at work or in the workplace to be eligible for a payout.

Policy Number

E32037

Level of Cover

6 x Basic Annual Salary

Length of Cover

State Pension Age

Type of Scheme

Excepted

Useful Links

📥 Expression of Wishes Form

📥 WeCare 

📥 Toothfairy Dental App 

📥 MyStrength

📥 Support Services

📥 Terms and Conditions

Private Health Insurance

Private Medical Insurance provides you with access to private healthcare treatment so you can bypass NHS waiting lists and receive treatment quickly when you need it most.

Policy Number

1931Z

Inpatient & Daypatient Cover

Covered in Full

Cancer Cover

Covered in Full

Mental Health

Covered in Full

Outpatient Cover

Covered in Full

Therapies

No limit with 10 sessions

Underwriting

Moratorium

Dental & Optical

  • 80% of your dentist’s fees up to £400 per year
  • 80% of the cost of prescribed glasses and contact lenses up to £200 per year
  • Up to £25 per year for an eye test.

Employee Assistance Program

  • 24/7 phone support for psychological issues
  • Life Management™ provides help with legal, debt, family, consumer and housing concerns
  • Up to eight sessions of scheduled short term therapy – face-to-face, telephone or online
  • Guidance for managers on how to support the mental health of their people.

Hospital List

📥  Hospital List

Making a Claim

📞 Call: 0800 027 1384

📥 Claims Guide

📥 Fast Track Appointments

Specialist Help

📥  Doctor@Hand

📥  Health at Hand
Specialist medical help, anytime of day for you and your            family. Discuss your symptoms and whether face-to-            face medical advice is needed.

📞  Health at Hand: 0800 003 004

📥  Working Body Guide
Talk to a physiotherapist over the phone with no need for a GP referral.

📞  Working Body:  0800 029 4236

📥  Stronger Minds Guide
Talk to a specialist about any mental health concern           with no need for a GP referral.

📞  Stronger Minds: 0800 174 018

Useful Links

📥  Handbook

📥  Member Online Portal Guide

📥  Specialist Help Guide

📥  Dental & Optical Handbook

Additional Benefits

📥  Fitness Discounts

📥  Nuffield Health Assessment Discounts

family income benefit

Group Income Protection

Pays a percentage of your gross annual basic salary if you can’t work due to an accident or illness. This will commence after your deferral period and will continue to pay your benefit until you can return to work or your benefit period expires.

Policy Number

HG021933

Level of Cover

70% of Basic Annual Salary

Deferred Period

13 weeks

Payment Period

2 years

Indexation

RPI (Up to 5%)

Pension Contributions

  • Employee – 5%
  • Employer – 3%

Cease Age

State Pension Age

Smart Health

🩺  Digital GP Service

🏋️  Fitness Programme

🍏  Nutrition Programme

👨‍⚕️  Second Medical Opinion Service

💻  Online Health Check

🗣️  Mental Health Support

Useful Links

📥  Making a Claim

📥  Member Guide

📥 Enhanced SmartHealth

📥  Terms & Conditions

Aviva Rebrand

Important Note: As of the 17th of February 2025 AIG officially rebranded to Aviva Protection UK Limited. There’s no change to any policies that are with AIG. Employees who use Android phones will need to download the new Aviva Smart Health app from 17th February 2025. Apple users will just need to update the app and can continue using Smart Health like normal. The new website will be: smarthealth.aviva.com

Your Personal Discounts

We’ve also partnered with Drewberry to offer you a number of discounts on other products. This is to help you improve your financial wellbeing further.

Mortgage Life Insurance

1 Month of FREE Cover

It is great to receive a level of Life Insurance from your employer but there is often a need for specific cover to protect an outstanding mortgage. You are entitled to 1 month of free cover when you set up a new policy.

Simply get your online quotes below and our clever tech will apply your discount.


Critical Illness Insurance

1 Month of FREE Cover

Critical Illness Cover provides a tax free cash lump sum should you suffer a serious illness such as cancer, heart attack or stroke. You are entitled to 1 month free cover when you set-up a new policy.

Simply get your online quotes below and our clever tech will apply your discount.


Farewill logo

Will Writing Service

15% Discount

Dying without a will can leave your finances in a tangle for your loved ones after you’re gone. It can make it difficult to determine who will inherit your assets, especially if you have joint responsibilities such as a mortgage and even more so if you’re living with a partner without being married or in a civil partnership.

We’ve partnered with Farewill, the UK’s favourite will writing service, to offer you a 15% discount.


Your Contacts

If you have any questions with regards to your benefit entitlement or the technical details of the above policies you can either contact Dawn at Codal, or Joseph.

Dawn Oakes
Office Manager
+44 (0) 7738 967 528
doakes@codal.com


Joe Toft, health & wellbeing specialist at Drewberry
Joseph Toft
Employee Benefits Consultant

Contact Us

Head Office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry is a trading name of Brown & Brown Health and Employee Benefits Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 312878. Registered in England and Wales (company number 3910149). Registered address: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.

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